OHbaby! Forums : Health Insurance.. https://www.ohbaby.co.nz/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Sat, 09 May 2026 21:22:10 +0000 Tue, 20 May 2008 21:22:05 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.05 360 https://www.ohbaby.co.nz/forum/RSS_post_feed.asp?TID=17395 <![CDATA[OHbaby! Forums]]> https://www.ohbaby.co.nz/forum/forum_images/web_wiz_forums.png https://www.ohbaby.co.nz/forum/ <![CDATA[Health Insurance.. : I am pretty sure we are on Unimed...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=389233&title=health-insurance#389233 Author: Skyflame
Subject: 17395
Posted: 20 May 2008 at 9:22pm

I am pretty sure we are on Unimed as it is heavily subsidised by DH's work. Usually if you enrol babies within the first couple of months they dont have to fill out a medical history but there is def a charge for them.]]> Tue, 20 May 2008 21:22:05 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=389233&title=health-insurance#389233 <![CDATA[Health Insurance.. : Wow, I had Wellbeing 2 through...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388867&title=health-insurance#388867 Author: minik8e
Subject: 17395
Posted: 20 May 2008 at 1:09pm

Wow, I had Wellbeing 2 through Southern Cross and it was $14.50 a fortnight (subsidised through work). That was just for me. I had a loooooot of exclusions though because of my history. I had to cancel it when we bought the house, but will probably get it again when things settle down a little bit financially (and I get my payrise I've been longing for!!!). DF is waaaay too expensive, because of his job and age, and he's a smoker.

ETA: That was with no excess too.

Edited by minik8e]]> Tue, 20 May 2008 13:09:15 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388867&title=health-insurance#388867 <![CDATA[Health Insurance.. : Eek, ours is $170 a month But...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388861&title=health-insurance#388861 Author: Maya
Subject: 17395
Posted: 20 May 2008 at 1:04pm

Eek, ours is $170 a month But we have Ultracare and that's for me and the three kids. ]]> Tue, 20 May 2008 13:04:38 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388861&title=health-insurance#388861 <![CDATA[Health Insurance.. : Yeah I don&#039;t have DH on my...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388838&title=health-insurance#388838 Author: mummy_becks
Subject: 17395
Posted: 20 May 2008 at 12:43pm

Yeah I don't have DH on my health insurance due to his job - sames as emz DH.

]]> Tue, 20 May 2008 12:43:02 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388838&title=health-insurance#388838 <![CDATA[Health Insurance.. : Life Insurance - basically you...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388725&title=health-insurance#388725 Author: emz
Subject: 17395
Posted: 20 May 2008 at 10:57am

Life Insurance - basically you take out a sum and then pay a premium based on that. I only have 10k as I really would only need the funeral paid for. DH has it free and its 150k. Mum's is something ridiculous like 500k. I think it may depend on your earning power too? You can get a part of it which is terminal illness, so they pay your life insurance if you are diagnosed as terminally ill or unable to return to work.

We pay about $65 a month for me and Jack. I thought babies were free too if you joined them up before 30 days, but nup got stung when the first bill arrived. Should have asked lol. I'm with unimed and get it discounted (but only slightly) through work. Once again, we don't pay for DH as he gets all urgent stuff through work.]]> Tue, 20 May 2008 10:57:05 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388725&title=health-insurance#388725 <![CDATA[Health Insurance.. : Ok cool. Thanks guys. ]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388668&title=health-insurance#388668 Author: MissCandice
Subject: 17395
Posted: 20 May 2008 at 10:12am

Ok cool. Thanks guys.]]> Tue, 20 May 2008 10:12:11 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388668&title=health-insurance#388668 <![CDATA[Health Insurance.. : We are with SOuthern Cross and...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388667&title=health-insurance#388667 Author: peanut butter
Subject: 17395
Posted: 20 May 2008 at 10:10am

We are with SOuthern Cross and for me, DH and Tom with hospital and specialist cover and no excess it is $105 per month. I think my premium is slightly cheaper as I am part of a group scheme...but not as subsidised as yours. It cost us an extra $19/month for Tom but I think a secnd child is free.]]> Tue, 20 May 2008 10:10:20 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388667&title=health-insurance#388667 <![CDATA[Health Insurance.. : For me and the 2 boys with Southern...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388653&title=health-insurance#388653 Author: mummy_becks
Subject: 17395
Posted: 20 May 2008 at 9:53am

For me and the 2 boys with Southern Crosses Wellbeing 2 plan with no excess is $800 odd a year.

]]> Tue, 20 May 2008 09:53:50 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388653&title=health-insurance#388653 <![CDATA[Health Insurance.. : Kandise sometimes it is lot cheaper...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388652&title=health-insurance#388652 Author: Jessica
Subject: 17395
Posted: 20 May 2008 at 9:53am

Kandise sometimes it is lot cheaper if you go with an excess, I think we have an excess of $300, it makes the premuims cheaper for the three of us. It doesn't help Ihave a pre existing condition, I am not sure what difference it made when we added Lachie. ]]> Tue, 20 May 2008 09:53:33 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388652&title=health-insurance#388652 <![CDATA[Health Insurance.. : Oh and how does life insurance...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388629&title=health-insurance#388629 Author: MissCandice
Subject: 17395
Posted: 20 May 2008 at 9:28am

Oh and how does life insurance work?

TIA guys]]> Tue, 20 May 2008 09:28:26 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388629&title=health-insurance#388629 <![CDATA[Health Insurance.. : What company are you with? What...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388627&title=health-insurance#388627 Author: MissCandice
Subject: 17395
Posted: 20 May 2008 at 9:26am

What company are you with?
What do you get?
How much does it cost for you and 1 child with no access?

Im with tower, if i want no access (i hope thats the word) it will be $5.70 a month as my work pays the rest.

If i want Kylah on the plan with no access its $29 a month.

For some reason i thought it was free for babies to be added.]]> Tue, 20 May 2008 09:26:18 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=17395&PID=388627&title=health-insurance#388627