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   <title><![CDATA[Working for Families : pheww... I am going to ring around...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=911102&amp;title=working-for-families#911102</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=23430">Genevieve</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 26 January 2010 at 9:16am<br /><br />pheww... I am going to ring around and see what help I will get! This thread has been so interesting!<br /><br />I earn nothing as a student, and minimal with my part time job, DH is on about 1200 per week and I bring in an extra 250 to that.....<br /><br />However, we live apart during the year, while I study in Dunedin and he works. This baby is going to be very tricky to organise!]]>
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   <pubDate>Tue, 26 Jan 2010 09:16:51 +0000</pubDate>
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   <title><![CDATA[Working for Families : No the year you are in. So if...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=910725&amp;title=working-for-families#910725</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17969">cuppatea</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:17pm<br /><br />No the year you are in. So if you have baby in 2010 then you estimate your earnings till march 2011 and they can pay you weekly, fortnightly or a lump sum at the end of the year. Just make sure you over estimate or you will have to pay them back.]]>
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   <pubDate>Mon, 25 Jan 2010 21:17:08 +0000</pubDate>
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   <title><![CDATA[Working for Families : The year you are in (thank god!)...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=910581&amp;title=working-for-families#910581</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 8:15pm<br /><br />The year you are in (thank god!)]]>
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   <pubDate>Mon, 25 Jan 2010 20:15:47 +0000</pubDate>
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   <title><![CDATA[Working for Families : is Working for Families based...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=910571&amp;title=working-for-families#910571</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=23536">_H_</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 8:08pm<br /><br />is Working for Families based on what you earned for the last year? when i have baby (have to get UTD first!) we will lose over half our income <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley3.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 20:08:38 +0000</pubDate>
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   <title><![CDATA[Working for Families : Ah good old Grove Road, it&amp;#039;s...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=910160&amp;title=working-for-families#910160</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18887">BuzzyBee</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 4:26pm<br /><br />Ah good old Grove Road, it's not what it used to be! Tagging over all the fences, power poles ...peoples garages, and even a couple houses have been bombed! Lots of burglaries etc down those ways now, and i *think* there was a murder in recent years?<br /><br />Haha I make it sound like the ghetto, but that side of Papakura (lower red hill, and roads off Clevedon road) are all getting pretty rough- such a shame that there are idiots out there who don't think twice before they go and ruin other peoples property!  A real shame]]>
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   <pubDate>Mon, 25 Jan 2010 16:26:32 +0000</pubDate>
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   <title><![CDATA[Working for Families : Your place buzzybee. I like pap,...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909971&amp;title=working-for-families#909971</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 3:24pm<br /><br />Your place buzzybee. I like pap, I used to work at the amcal and owned my first house in grove road]]>
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   <pubDate>Mon, 25 Jan 2010 15:24:16 +0000</pubDate>
   <guid isPermaLink="true">https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909971&amp;title=working-for-families#909971</guid>
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   <title><![CDATA[Working for Families : Are we meaning my rent, or lilfatty&amp;#039;s?...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909966&amp;title=working-for-families#909966</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18887">BuzzyBee</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 3:22pm<br /><br />Are we meaning my rent, or lilfatty's? <br /><br />I'm in Papakura/South Auckland. ]]>
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   <pubDate>Mon, 25 Jan 2010 15:22:28 +0000</pubDate>
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   <title><![CDATA[Working for Families :   Raspberryjam wrote:What part...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909937&amp;title=working-for-families#909937</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 3:10pm<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Raspberryjam" alt="Originally posted by Raspberryjam" style="vertical-align: text-bottom;" /> <strong>Raspberryjam wrote:</strong><br /><br />What part of auckland are you in?<br /><br /></td></tr></table><br /><br />The very outskirts .. cant you tell by the rent amount. <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley2.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 15:10:33 +0000</pubDate>
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   <title><![CDATA[Working for Families : What part of auckland are you...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909927&amp;title=working-for-families#909927</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 3:07pm<br /><br />What part of auckland are you in?<br /><br />]]>
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   <pubDate>Mon, 25 Jan 2010 15:07:10 +0000</pubDate>
   <guid isPermaLink="true">https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909927&amp;title=working-for-families#909927</guid>
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   <title><![CDATA[Working for Families : I rely on my parents for the odd...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909892&amp;title=working-for-families#909892</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18887">BuzzyBee</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 2:53pm<br /><br />I rely on my parents for the odd loaf of bread, toilet roll ...bars of soap you name it. Luckily i live only a 2 min walk around the corner, so we can walk there too ha!<br /><br />WINZ are weird with how they work out your entitlements tho, and the father not paying maintenance would probably have some effect on dpb too...not overly sure, never choose to query. I'm grateful I get anything at the end of the day, it means I've been able to be a SAHM even if its meant making a few sacrifices <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"><br /><br />Money is the root of all evil, and it bugs me every day but we're still happy & healthy and that's the main thing!<br /><br />ETA: I just realised I put loave instead of loaf of bread ....must be this heat! <span style="font-size:10px"><br /><br />Edited by BuzzyBee</span>]]>
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   <pubDate>Mon, 25 Jan 2010 14:53:02 +0000</pubDate>
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   <title><![CDATA[Working for Families : OMG Buzzybee, you must be one...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909869&amp;title=working-for-families#909869</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 2:42pm<br /><br />OMG Buzzybee, you must be one hell of a domestic goddess to live on that!~! I couldnt do it<span style="font-size:10px"><br /><br />Edited by Raspberryjam</span>]]>
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   <pubDate>Mon, 25 Jan 2010 14:42:11 +0000</pubDate>
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   <title><![CDATA[Working for Families : Wow my eyes oogled at 74,000,...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909860&amp;title=working-for-families#909860</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18887">BuzzyBee</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 2:38pm<br /><br />Wow my eyes oogled at 74,000, take away rent (I don't see that money directly as it goes straight from WINZ to Landlord) we live off just over 10,000 a year after tax, and that's it! (Bare in mind I am on my own with DS) ...Anyone got a spare 64,000 they'd care to share? <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley2.gif" border="0"> hehe. <br /><br />Auckland is ridiculous though for living costs, and the fuel seems to be going up a couple cents everytime I get petrol *hyperventilates*. We are in a tiny 2 bedroom unit $280 p/week. Most of our stuff is stacked in the garage, but its close to town and good neighbourhood. But yer once you take into account food costs, petrol, health & contents insurance, power, water etc we are scraping the barrel, literally! <br /><br />I will be getting a part time job once DS is entitled to 20 free hours ECE (simply can't afford the childcare costs, i'd be working at a loss) just to help with paying the bills (and for a little sanity too). <br /><br />]]>
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   <pubDate>Mon, 25 Jan 2010 14:38:50 +0000</pubDate>
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   <title><![CDATA[Working for Families : oh yes actually I think that is...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909805&amp;title=working-for-families#909805</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17802">Bobbie</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 2:22pm<br /><br />oh yes actually I think that is why Julia. Thanks!<br /><br />Sorry I wasn't clear about the payrise thing. It's not just WFF that would decrease, it's also the accommodation supplement and I think we figured out that if he got just a token payrise we'd end up worse off.]]>
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   <pubDate>Mon, 25 Jan 2010 14:22:16 +0000</pubDate>
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   <title><![CDATA[Working for Families : Bobbie - maybe its because he...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909699&amp;title=working-for-families#909699</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 1:35pm<br /><br />Bobbie - maybe its because he isnt a fulltime student?  <br /><br />SD can borrow course fees, course expenses (of up to $1k) and then he can get the living component because he isnt entitled to a student allowance.<br />]]>
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   <pubDate>Mon, 25 Jan 2010 13:35:39 +0000</pubDate>
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   <title><![CDATA[Working for Families : As far as the increments, after...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909655&amp;title=working-for-families#909655</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17854">emz</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 1:12pm<br /><br />As far as the increments, after about 37000 or something, for every $1000 increase, weekly payments go down by rougly $8 until you hit about $70000 (from memory). So it's still worthwhile.]]>
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   <pubDate>Mon, 25 Jan 2010 13:12:16 +0000</pubDate>
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   <title><![CDATA[Working for Families : Bobbie it should be ok if he gets...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909633&amp;title=working-for-families#909633</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 1:02pm<br /><br />Bobbie it should be ok if he gets a payrise as Im sure its calculated by so many cents in the dollar, but definately call them backabout the student loan for papers etc , if I was entitled thensurely you guys would be. <br />Like others have said. as its a loan it dosent affect your entitlements]]>
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   <pubDate>Mon, 25 Jan 2010 13:02:00 +0000</pubDate>
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   <title><![CDATA[Working for Families : Hmm well we just wanted to get...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909612&amp;title=working-for-families#909612</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17802">Bobbie</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 12:51pm<br /><br />Hmm well we just wanted to get a student loan to pay for the papers DH was taking. Sounds like he got told the wrong stuff too. We didn't want allowances etc.<br /><br />I agree you've got to be careful about pay increases etc. We earn quite a bit below the threashhold but if DH got a payrise it's entirely possible we'd be worse off as our payments would drop below the difference in his earnings.<span style="font-size:10px"><br /><br />Edited by Bobbie</span>]]>
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   <pubDate>Mon, 25 Jan 2010 12:51:17 +0000</pubDate>
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   <title><![CDATA[Working for Families : Call them back little bug, I got...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909605&amp;title=working-for-families#909605</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 12:48pm<br /><br />Call them back little bug, I got told i could have that bit too, its $160 a week , also check out WINZ for a accomadation supplement, that dosent affect your WWF and when my DH was made redundant for 3 months last year we got $112 a week, surely they can help you as I was on  more than $30 k and we still got helped and we only had one child. ]]>
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   <pubDate>Mon, 25 Jan 2010 12:48:57 +0000</pubDate>
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   <title><![CDATA[Working for Families : Really? The guy on the phone told...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909454&amp;title=working-for-families#909454</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18551">LittleBug</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 11:23am<br /><br />Really? The guy on the phone told me the wrong thing then <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley5.gif" border="0"> <br /><br />It would be super-helpful if I could get living loan!]]>
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   <pubDate>Mon, 25 Jan 2010 11:23:20 +0000</pubDate>
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   <title><![CDATA[Working for Families :   minik8e wrote:You&amp;#039;re still...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909446&amp;title=working-for-families#909446</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 11:20am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by minik8e" alt="Originally posted by minik8e" style="vertical-align: text-bottom;" /> <strong>minik8e wrote:</strong><br /><br />You're still allowed to get the living costs part of the loan, just not student allowance...that's what I got told anyway, because the living costs isn't counted as "income", because you have to pay it back.</td></tr></table><br /><br />Yes that is correct, you can borrow the living costs component and it doesnt go into income as it needs to be repaid]]>
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   <pubDate>Mon, 25 Jan 2010 11:20:29 +0000</pubDate>
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   <title><![CDATA[Working for Families : You&amp;#039;re still allowed to get...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909442&amp;title=working-for-families#909442</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17772">minik8e</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 11:18am<br /><br />You're still allowed to get the living costs part of the loan, just not student allowance...that's what I got told anyway, because the living costs isn't counted as "income", because you have to pay it back.]]>
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   <pubDate>Mon, 25 Jan 2010 11:18:33 +0000</pubDate>
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   <title><![CDATA[Working for Families : We live on 30k a year, that&amp;#039;s...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909437&amp;title=working-for-families#909437</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18551">LittleBug</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 11:15am<br /><br />We live on 30k a year, that's DH's income. I honestly don't think we could survive without WFF! <br /><br />On that note, I study but don't get student allowance or living loan, because if I did we wouldn't get WFF. So just fees and course costs from Studylink.]]>
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   <pubDate>Mon, 25 Jan 2010 11:15:30 +0000</pubDate>
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   <title><![CDATA[Working for Families : I agree lilfattie, its better...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909362&amp;title=working-for-families#909362</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:28am<br /><br />I agree lilfattie, its better than nothing , this will be the first time we can get a bit too.<br /><br />And OMG congrats on you weight loss - not so lil fattie anymore!!!]]>
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   <pubDate>Mon, 25 Jan 2010 10:28:27 +0000</pubDate>
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   <title><![CDATA[Working for Families : Wouldnt think so in auckland,...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909356&amp;title=working-for-families#909356</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:25am<br /><br />Wouldnt think so in auckland, but I dont know. <br /><br />We were well off when I was working, wish I had of known what I know now!@ but I would rather be  at home with my babe, so I guess thats the compromise<br /><br />For anyone who gets not much I just dont know how you do it and Im glad that you can get things like WFF, and accomodation support too]]>
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   <pubDate>Mon, 25 Jan 2010 10:25:10 +0000</pubDate>
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   <title><![CDATA[Working for Families : RaspberryJam - we are only entitled...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909353&amp;title=working-for-families#909353</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:23am<br /><br />RaspberryJam - we are only entitled to WFF this year as I took maternity leave (so was earning nothing) so my income was drastically reduced for this financial year, otherwise we would not be eligable.<br /><br />Now that we have two kiddies, we will be entitled to WFF in the next financial year, however it will be a very small amount (but better than the nothing we were getting) <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 10:23:14 +0000</pubDate>
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   <title><![CDATA[Working for Families : Wow yes I consider that high for...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909334&amp;title=working-for-families#909334</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17854">emz</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:16am<br /><br />Wow yes I consider that high for a one-income household too! We are on 20k less than that, and I work part-time <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley5.gif" border="0"> <br /><br />Isn't the 'average' wage about 40-45k or something? ]]>
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   <pubDate>Mon, 25 Jan 2010 10:16:27 +0000</pubDate>
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   <title><![CDATA[Working for Families : Wow - 74000! Thanks to a recent...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909330&amp;title=working-for-families#909330</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=21239">FreeSpirit</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:15am<br /><br />Wow - 74000! Thanks to a recent change of circumstance, I'm on 14000 a year... <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley5.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 10:15:18 +0000</pubDate>
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   <title><![CDATA[Working for Families : I think when you get used to a...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909317&amp;title=working-for-families#909317</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:08am<br /><br />I think when you get used to a certain income level its hard no matter how much it is when you loose one wage. We certainly arent rich or splashy with our money, And would gladly leave auckland if DH could get a job in a smaller city<br /><br />It will be an income thing yes lilfatty, all thought the more kids you have the more you are entitled too <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley2.gif" border="0"> <br />According to the website I just checked it again, we will get a little when our new babe is born . Its also harder when you are self employed, but you can register, and you may get a smidge at the end of the year once you dh's income is assessed. ]]>
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   <pubDate>Mon, 25 Jan 2010 10:08:17 +0000</pubDate>
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   <title><![CDATA[Working for Families :   Raspberryjam wrote:  Bizzy...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909306&amp;title=working-for-families#909306</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18013">peanut butter</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:03am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Raspberryjam" alt="Originally posted by Raspberryjam" style="vertical-align: text-bottom;" /> <strong>Raspberryjam wrote:</strong><br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Bizzy" alt="Originally posted by Bizzy" style="vertical-align: text-bottom;" /> <strong>Bizzy wrote:</strong><br /><br />raspberryjam i consider that quite high! <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"></td></tr></table><br /><br />Really! Ok well I dont know other people live then. It works out just over $4 k a  month, thats not much is it?<br /><br />PS - if we didnt live in auckland it would be brilliant!!</td></tr></table><br /><br />No it wouldnt<img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley5.gif" border="0">  Central Otago is hideously expensive. Our house prices are high (comparable to Auckland), our fuel costs are high, our food prices are high, our power....dont even get me started....and then we have to travel to shop...or have babies.&nbsp;&nbsp;&nbsp;<br /><br />$74000 is a reasonable income...but its still hard to support a family on one income if you have a large mortgage.  We earn a little more than that with me working part time but we are paying at least half our earnings in mortgages (we have a rental property that we need to top up).  We are managing...JUST.  <br /><br />The thing I dont like about WFF is that when Tom was born, DH was earning minimum wage (we had just returned from overseas and its all he could get at the time) so we were literally on bones of our arse.  We were entitled to WFF....it was great..it got us through the tough patch.  However, then he got a "real" job and I contacted IRD who adjusted our amount...fair enough...but that made things harder.  Then I started working part time as we really needed more money...so our WFF stopped.  Fair enough....BUT......then we had to pay it all back as over the whole year we had earnt too much.  I think that sucks!!!]]>
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   <pubDate>Mon, 25 Jan 2010 10:03:24 +0000</pubDate>
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   <title><![CDATA[Working for Families : maybe its just high cause its...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909303&amp;title=working-for-families#909303</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=682">Bizzy</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 10:00am<br /><br />maybe its just high cause its not what i am used to...  ]]>
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   <pubDate>Mon, 25 Jan 2010 10:00:59 +0000</pubDate>
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   <title><![CDATA[Working for Families :   minik8e wrote:  Bobbie wrote:I...]]></title>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:59am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by minik8e" alt="Originally posted by minik8e" style="vertical-align: text-bottom;" /> <strong>minik8e wrote:</strong><br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Bobbie" alt="Originally posted by Bobbie" style="vertical-align: text-bottom;" /> <strong>Bobbie wrote:</strong><br /><br />I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.<br /><br />Silly though since we're basically using the WFF money to do it <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley29.gif" border="0"></td></tr></table><br /><br />This is what I found, so I elected not to get a Student Allowance or any study help other than a student loan.  We are well under the threshold too.</td></tr></table><br /><br />Oh so we are entitled because SD isnt eligable for any help through studylink because of my income?  That makes a litte more sense.]]>
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   <pubDate>Mon, 25 Jan 2010 09:59:20 +0000</pubDate>
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   <title><![CDATA[Working for Families :   Raspberryjam wrote:  Bizzy...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909301&amp;title=working-for-families#909301</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:58am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Raspberryjam" alt="Originally posted by Raspberryjam" style="vertical-align: text-bottom;" /> <strong>Raspberryjam wrote:</strong><br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Bizzy" alt="Originally posted by Bizzy" style="vertical-align: text-bottom;" /> <strong>Bizzy wrote:</strong><br /><br />raspberryjam i consider that quite high! <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"></td></tr></table><br /><br />Really! Ok well I dont know other people live then. It works out just over $4 k a  month, thats not much is it?<br /><br />PS - if we didnt live in auckland it would be brilliant!!</td></tr></table><br /><br />I actually dont think its that high either .. considering I earn above that .. however I think they need to take into account that I support a family .. so technically im poor. <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 09:58:14 +0000</pubDate>
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   <title><![CDATA[Working for Families :   Bizzy wrote:raspberryjam i...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909293&amp;title=working-for-families#909293</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:54am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Bizzy" alt="Originally posted by Bizzy" style="vertical-align: text-bottom;" /> <strong>Bizzy wrote:</strong><br /><br />raspberryjam i consider that quite high! <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"></td></tr></table><br /><br />Really! Ok well I dont know other people live then. It works out just over $4 k a  month, thats not much is it?<br /><br />PS - if we didnt live in auckland it would be brilliant!! <span style="font-size:10px"><br /><br />Edited by Raspberryjam</span>]]>
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   <pubDate>Mon, 25 Jan 2010 09:54:54 +0000</pubDate>
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   <title><![CDATA[Working for Families : raspberryjam i consider that quite...]]></title>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=682">Bizzy</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:50am<br /><br />raspberryjam i consider that quite high! <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 09:50:54 +0000</pubDate>
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   <title><![CDATA[Working for Families : The threshold is $74000 ish, not...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909266&amp;title=working-for-families#909266</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:49am<br /><br />The threshold is $74000 ish, not that high really when you live in auckland]]>
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   <pubDate>Mon, 25 Jan 2010 09:49:30 +0000</pubDate>
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   <title><![CDATA[Working for Families :   Bobbie wrote:I think if you&amp;#039;re...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909226&amp;title=working-for-families#909226</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17772">minik8e</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:34am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Bobbie" alt="Originally posted by Bobbie" style="vertical-align: text-bottom;" /> <strong>Bobbie wrote:</strong><br /><br />I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.<br /><br />Silly though since we're basically using the WFF money to do it <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley29.gif" border="0"></td></tr></table><br /><br />This is what I found, so I elected not to get a Student Allowance or any study help other than a student loan.  We are well under the threshold too.]]>
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   <pubDate>Mon, 25 Jan 2010 09:34:59 +0000</pubDate>
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   <title><![CDATA[Working for Families :   Raspberryjam wrote:If you are...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909205&amp;title=working-for-families#909205</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=682">Bizzy</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:25am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by Raspberryjam" alt="Originally posted by Raspberryjam" style="vertical-align: text-bottom;" /> <strong>Raspberryjam wrote:</strong><br /><br />If you are above the threshold  you are deemed rich end of story!!<br /></td></tr></table><br /><br />The thresholds are quite high though!]]>
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   <pubDate>Mon, 25 Jan 2010 09:25:25 +0000</pubDate>
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   <title><![CDATA[Working for Families :   minik8e wrote:Why is it that...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909192&amp;title=working-for-families#909192</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:16am<br /><br /><table width="99%"><tr><td class="BBquote"><img src="forum_images/quote_box.png" title="Originally posted by minik8e" alt="Originally posted by minik8e" style="vertical-align: text-bottom;" /> <strong>minik8e wrote:</strong><br /><br />Why is it that if one of you is a student, and one works full-time, are you no longer eligible for WFF?  I don't get that.  You still meet all the requirements for WFF.</td></tr></table><br /><br />We get WFF and SD studies full time .. <br />]]>
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   <pubDate>Mon, 25 Jan 2010 09:16:44 +0000</pubDate>
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   <title><![CDATA[Working for Families : I think if you&amp;#039;re getting...]]></title>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17802">Bobbie</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:13am<br /><br />I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.<br /><br />Silly though since we're basically using the WFF money to do it <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley29.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 09:13:56 +0000</pubDate>
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   <title><![CDATA[Working for Families : Hi, we are in the same boat, we...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909187&amp;title=working-for-families#909187</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18915">Raspberryjam</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 9:12am<br /><br />Hi, we are in the same boat, we get nothing from anyone, not even WFF, as my husband works fulltime even though Im a stay at home mum.<br />If you are above the threshold  you are deemed rich end of story!!<br /><br />I was going to uni this year (until we made another baby) and still nothing available  - even childcre costs werent covered. Spoke to study link, IRD and WINZ - not a cent !!<br /><br />]]>
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   <pubDate>Mon, 25 Jan 2010 09:12:47 +0000</pubDate>
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   <title><![CDATA[Working for Families : Why is it that if one of you is...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909139&amp;title=working-for-families#909139</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17772">minik8e</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 8:40am<br /><br />Why is it that if one of you is a student, and one works full-time, are you no longer eligible for WFF?  I don't get that.  You still meet all the requirements for WFF.]]>
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   <pubDate>Mon, 25 Jan 2010 08:40:35 +0000</pubDate>
   <guid isPermaLink="true">https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909139&amp;title=working-for-families#909139</guid>
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   <title><![CDATA[Working for Families : Hi Genevieve. because you are...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909135&amp;title=working-for-families#909135</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=23536">_H_</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 8:38am<br /><br />Hi Genevieve. because you are a fulltime student you need to go through studylink to check what you are entitled. you may be able to get some student allowance and/or accommodation supplement. your entitlment will be worked out on your joint income <br /><br />ring up studylink and have a chat to them- if your like me its much easier to talk to someone them to go on the website! Oh and i used to work for studylink that how i know all this <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0"> ]]>
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   <pubDate>Mon, 25 Jan 2010 08:38:50 +0000</pubDate>
   <guid isPermaLink="true">https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909135&amp;title=working-for-families#909135</guid>
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   <title><![CDATA[Working for Families : I work fulltime and my partner...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909061&amp;title=working-for-families#909061</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 7:22am<br /><br />I work fulltime and my partner is a fulltime student, because he is not eligable for any student subsidies because of my income, while I was off work on maternity leave we could claim accomodation supplement (we cant now as I earn above the theashold because im back at work).<br /><br />So it depends on your personal situation if you can or not ]]>
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   <pubDate>Mon, 25 Jan 2010 07:22:38 +0000</pubDate>
   <guid isPermaLink="true">https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909061&amp;title=working-for-families#909061</guid>
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   <title><![CDATA[Working for Families : Hiya, im working part-time, DH...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909047&amp;title=working-for-families#909047</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=23430">Genevieve</a><br /><strong>Subject:</strong> 31138<br /><strong>Posted:</strong> 25 January 2010 at 5:17am<br /><br />Hiya, im working part-time, DH works full time (self employed) and I am also a full time student.<br /><br />I can get maternity leave, but I was wondering about tax credits and accommodation supplement. <br /><br />It seems that because I am studying, we are not entitled to any of this (just going by the websites calculator)<br /><br />does anyone have any experience?]]>
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   <pubDate>Mon, 25 Jan 2010 05:17:52 +0000</pubDate>
   <guid isPermaLink="true">https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31138&amp;PID=909047&amp;title=working-for-families#909047</guid>
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