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   <title><![CDATA[Kiwisaver changes : Delli I agree with what you are...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=39121&amp;PID=1323569&amp;title=kiwisaver-changes#1323569</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=21590">jazzy</a><br /><strong>Subject:</strong> 39121<br /><strong>Posted:</strong> 11 May 2011 at 3:43pm<br /><br />Delli I agree with what you are saying.<br /><br />It annoys me because we are doing it & saving for our retirement & know that there will probably be nothing for us from the government then & want to be able to support ourselves in our retirement. <br /><br />Promises that they have made they now go back on, they want people to be in it but take away or lesson a big incentive for most if not all.<br /><br />I am not a fan of National as for me they are not for the family they are for the business sector..it is labour that has given people WFF, PPL, CCS & so on & National would like to wipe it all out & use the excuse of our debt and yet they won't tighten there own belts. <br /><br />If you make it too hard for people to save & to spend then the money does not go back into our economy now & in the future...<br /><br />Just sick of broken promises...and I think this one should not be broken because in the long run it will be better for our country and financial position.<span style="font-size:10px"><br /><br />Edited by jazzy</span>]]>
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   <pubDate>Wed, 11 May 2011 15:43:59 +0000</pubDate>
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   <title><![CDATA[Kiwisaver changes : My initial reaction is that it...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=39121&amp;PID=1323496&amp;title=kiwisaver-changes#1323496</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=20742">Delli</a><br /><strong>Subject:</strong> 39121<br /><strong>Posted:</strong> 11 May 2011 at 2:58pm<br /><br />My initial reaction is that it sucks. Changes to KiwiSaver, WFF and student loans means that middle class NZers bear the brunt of the budget cuts once again.<br /><br />With all this talk about WFF and benefits - guess who the government spends the most amount on in Social Assistance? Retired people and their super. And not by a small amount either. There is a HUGE gap between spending on Superannuation and the next social assistance benefits. The figures are only going to get larger as well as the Baby Boomers hit retirement age.<br /><br />They have already stopped contributions to the Superannuation Fund in 2009. It is quite likely that by the time my age group reaches retirement age - the age will have jumped from 65 to at least 67 and I'm betting payments will have to have had a sort out before then as well as they are not currently means tested. After the Baby Boomers have all hit retirement - there won't be a hell of a lot left in the fund to draw from. Which means there will be a lot more borrowing in the future - aren't we trying to get the country out of debt?<br /><br />Kiwisaver was going to be a great scheme to try and get NZers saving for their retirement and now they are messing with that as well.<br /><br />IMO - it would be better for them to take money from the super fund and give it back to people through Kiwisaver. Give people MORE incentive to save not less!<br /><br />Sorry if that doesn't make any sense - wriggly baby on my lap <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley2.gif" border="0"> <span style="font-size:10px"><br /><br />Edited by Delli</span>]]>
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   <pubDate>Wed, 11 May 2011 14:58:17 +0000</pubDate>
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   <title><![CDATA[Kiwisaver changes : Doesn&amp;#039;t bother me now, I...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=39121&amp;PID=1323491&amp;title=kiwisaver-changes#1323491</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=17430">mummy_becks</a><br /><strong>Subject:</strong> 39121<br /><strong>Posted:</strong> 11 May 2011 at 2:48pm<br /><br /><P align=left>Doesn't bother me now, I am about to set myself up with a private super scheme.</P>]]>
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   <pubDate>Wed, 11 May 2011 14:48:38 +0000</pubDate>
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   <title><![CDATA[Kiwisaver changes : Its a bit sh*t, however it wont...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=39121&amp;PID=1323452&amp;title=kiwisaver-changes#1323452</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=22592">Nothing</a><br /><strong>Subject:</strong> 39121<br /><strong>Posted:</strong> 11 May 2011 at 2:13pm<br /><br />Its a bit sh*t, however it wont affect me as I dont have any extra money to put in it to gain the extra tax credit. At the end of the day if you dont save then you wont have much for a retirement.]]>
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   <pubDate>Wed, 11 May 2011 14:13:38 +0000</pubDate>
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   <title><![CDATA[Kiwisaver changes : Doesn&amp;#039;t bother me .. ]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=39121&amp;PID=1323445&amp;title=kiwisaver-changes#1323445</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=18651">lilfatty</a><br /><strong>Subject:</strong> 39121<br /><strong>Posted:</strong> 11 May 2011 at 2:08pm<br /><br />Doesn't bother me .. <img border="0" src="https://www.ohbaby.co.nz/forum/smileys/smiley1.gif" border="0">]]>
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   <pubDate>Wed, 11 May 2011 14:08:14 +0000</pubDate>
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   <title><![CDATA[Kiwisaver changes : How do you feel about the new...]]></title>
   <link>https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=39121&amp;PID=1323425&amp;title=kiwisaver-changes#1323425</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.ohbaby.co.nz/forum/member_profile.asp?PF=21590">jazzy</a><br /><strong>Subject:</strong> 39121<br /><strong>Posted:</strong> 11 May 2011 at 1:47pm<br /><br />How do you feel about the new changes <a href="http://www.nzherald.co.nz/kiwisaver/news/article.cfm?c_id=1501206&&#111;bjectid=10724872" target="_blank">Kiwisaver</a><br /><br />More broken promises...]]>
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   <pubDate>Wed, 11 May 2011 13:47:35 +0000</pubDate>
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