https://www.ohbaby.co.nz/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Fri, 01 May 2026 13:09:26 +0000 Sun, 15 Apr 2012 20:09:32 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.05 360 https://www.ohbaby.co.nz/forum/RSS_post_feed.asp?TID=41889 https://www.ohbaby.co.nz/forum/forum_images/web_wiz_forums.png https://www.ohbaby.co.nz/forum/ https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5793093&title=chch-renters-and-eqc#5793093 Author: freckle
Subject: 41889
Posted: 15 April 2012 at 8:09pm

We rent, and our contents insurance covers us for accommodation costs that are in excess to what we would typically pay, storage, transportation to storage and pet accommodation. We're with state. ]]> Sun, 15 Apr 2012 20:09:32 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5793093&title=chch-renters-and-eqc#5793093 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792892&title=chch-renters-and-eqc#5792892 Author: Caro07
Subject: 41889
Posted: 13 April 2012 at 8:00pm

Thanks for your replies. It'll work out alright, just a pain in the backside really!

Will wait and see what our policy says when I can find it and go from there I guess. I have had a look at the EQC site but can't find the answer so will have a look at the tenancy services site.]]> Fri, 13 Apr 2012 20:00:00 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792892&title=chch-renters-and-eqc#5792892 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792883&title=chch-renters-and-eqc#5792883 Author: pumpkino
Subject: 41889
Posted: 13 April 2012 at 7:17pm

It's your landlord that you need to talk to you, not your insurer. It will depend on their insurance company, not yours. As LuckyRed says above, their policy may not cover alternative accommodation for you if you don't have to pay rent but it is worth asking. Your insurer only covers your contents which is a totally separate issue.

I am no expert but my understanding is that if a tenanted property is uninhabitable due to repairs, the landlord has to meet the reasonable cost of relocating during that period of time. That may be covered by insurance or they may have to pay it themselves. Check your tenancy agreement and I would also check the tenancy tribunal website or something like that (sorry I don't have time to check myself, kids bedtime and all that!).

Good luck, I really hope things go well for you!]]> Fri, 13 Apr 2012 19:17:18 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792883&title=chch-renters-and-eqc#5792883 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792857&title=chch-renters-and-eqc#5792857 Author: LuckyRed
Subject: 41889
Posted: 13 April 2012 at 4:52pm

You won't get any accommodation pay out if you're not paying rent over that time ie: your landlord is claiming loss of rent, as the landlord is the one who will be receiving the financial assistance. UNLESS you can prove that the amount you will be paying in rent/board while moved out is more than you are currently paying in rent.]]> Fri, 13 Apr 2012 16:52:24 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792857&title=chch-renters-and-eqc#5792857 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792826&title=chch-renters-and-eqc#5792826 Author: Caro07
Subject: 41889
Posted: 13 April 2012 at 2:22pm

Thanks Squoggs I am pretty sure that we won't have to pay rent for those 2 weeks so that will help. I'll talk to the letting agent next week to see if that is a possibility if we can't get anywhere with our insurance company.
]]> Fri, 13 Apr 2012 14:22:37 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792826&title=chch-renters-and-eqc#5792826 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792817&title=chch-renters-and-eqc#5792817 Author: squoggs
Subject: 41889
Posted: 13 April 2012 at 1:55pm

We have a house in chch which we rent out, pretty sure our insurance looks after the tenants for a month - hotel/motel - but will need to double check. It's unlikey our repairs will be done this year though, so were hoping (if we don't sell it in the meantime) that our repairs can be done between tenants.]]> Fri, 13 Apr 2012 13:55:28 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792817&title=chch-renters-and-eqc#5792817 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792812&title=chch-renters-and-eqc#5792812 Author: Caro07
Subject: 41889
Posted: 13 April 2012 at 1:46pm

Wondering if anybody has any experience of this.

We have just been given a timeline for the repairs on our rental property and it looks like we will need to relocate for 2 weeks. Now I was under the impression that our contents insurance should give us some financial assistance to relocate etc during this time.

Apparently though, as we don't have a claim in on the property we are not entitled to anything. We didn't lose any contents in any of the quakes so had no reason to make a claim. I don't understand how we can have a claim in on the property as we don't own it? I know of friends whose insurance comapnies have paid for relocation costs from their rental home so I know it happens. The insurance company couldn't really answer the question as to why we weren't covered, just that we aren't! Seems a bit strange really.

What has happened to other people? I have asked for a copy of the policy document to have a good look through myself.]]> Fri, 13 Apr 2012 13:46:29 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41889&PID=5792812&title=chch-renters-and-eqc#5792812