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Health insurance for babies/kids

Printed From: OHbaby!
Category: General Chat
Forum Name: General Chat
Forum Description: For mums, dads, parents-to-be, grandparents, friends -- you name it! And you name the topic you want to chat about!
URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=16433
Printed Date: 06 May 2026 at 11:51pm
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Topic: Health insurance for babies/kids
Posted By: yummymummy
Subject: Health insurance for babies/kids
Date Posted: 17 April 2008 at 10:51pm
Both me & DH have Southern Cross health insurance and are tossing with adding the girls. Does anyone have their babies/kids covered and do you think it's worth it?

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http://lilypie.com">      http://lilypie.com">



Replies:
Posted By: mummy_becks
Date Posted: 17 April 2008 at 10:51pm

Yes and yes.

So totally worth it, have a look at the recent threads about health insurance.



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I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!


Posted By: Maya
Date Posted: 17 April 2008 at 10:59pm
Absolutely! I've claimed more in 5 years for my kids than I have in 25 years of having it myself. Wouldn't be without it!
And if you add Emma within 3 months of birth they cover even congenital/pre-existing stuff...

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Maya Grace (28/02/03)
(02/01/06)
The Gremlins:Sienna Marie & Mercedes Kailah (14/10/06)
Lil miss:Chiara Louise Chloe (09/07/08)
Her ladyship:Rosalia Sophie Anais (18/06/12)


Posted By: peachy
Date Posted: 18 April 2008 at 7:23am
Definately, we got Lauren covered from the day she was born. She worked out to be about $20 per month I think it is?? Not much really IMO.

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http://lilypie.com"> http://lilypie.com">


Posted By: HippyMama
Date Posted: 18 April 2008 at 7:51am
Yup I absolutely would, has been well worth it for us too

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Mama to two earth walkers & two angels.

Remember, you are not managing an inconvenience; You are raising a human being. ~ Kittie Franz

Next Slingbabies! Meet - Friday 4th May !!


Posted By: peanut butter
Date Posted: 18 April 2008 at 7:59am
absolutely...if they have problems like ears etc you dont have to wait.

Southern Cross suprised me with their service. I rang them beforeTom was born, asking what we needed to do. Someone must have made a note and THEY PHONED US after he was born to sign him up....I was still in hospital! Fantastic.

costs about $19/month for a hospital-specialists cover whih I think is a bit steep....but oh well.


Posted By: kebakat
Date Posted: 18 April 2008 at 8:15am
Yup we added daniel when he was a couple of weeks old


Posted By: ElfsMum
Date Posted: 18 April 2008 at 8:38am
yes and worth it already for him..

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Mum to two amazing boys!


Posted By: Rachael21
Date Posted: 18 April 2008 at 4:37pm
Yip and while we have never needed it thankfully I like knowing its there just in case.


Posted By: Bombshell
Date Posted: 18 April 2008 at 5:18pm
Originally posted by Maya Maya wrote:

Absolutely! I've claimed more in 5 years for my kids than I have in 25 years of having it myself. Wouldn't be without it!
And if you add Emma within 3 months of birth they cover even congenital/pre-existing stuff...


yep added Ella minute i got back from hospital...and was on Emmas advice too....and even knowing we could see spec for poss clicky hips etc was a big help...let alone what might happen in future..

I think with your bubba Emma being prem you should def add her in case of future issues and same with Gina...well worth it! waiting lists for public are horrific and you can quewe jump to go private



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