GRRR @ WFF
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Topic: GRRR @ WFF
Posted By: MrsMojo
Subject: GRRR @ WFF
Date Posted: 16 July 2008 at 2:13pm
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We got a letter from the IRD stating I owe them $1548 of WFF overpayments. I just went through my bank statements for the financial year and worked out that they're asking for every last cent back again.
WHY? Well, when DH (who had been a fulltime SAHD) started working again at the end of last year I called IRD to let them know and they stopped our WFF payments but apparently because DHs income during the last part of the tax year pushed us over the threshold we aren't entitled to any of the payments during that financial year (April 07 - March 08) and therefore have to pay back everything we received when we were entitled to them.
So.... if you, or your DH are planning to return to work soon beware you may end up owing the tax man, even if you notify them straight away and get your WFF payments cut off. -------------  
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Replies:
Posted By: mummy_becks
Date Posted: 16 July 2008 at 2:19pm
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Yep it sucks that it is done for the finacial year not monthly or weekly or when you return to work. I have way over estimated our family income again this year (but I don't think I have fully as I know in December Nigel's income goes up a lot (like double)). I am looking forward to my refund for last year thou. ------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived! |
Posted By: EmDee
Date Posted: 16 July 2008 at 2:20pm
$1500 Ouch! 
Same thing happened to us at the end of the last financial year (march 2007) I wasn't expecting to go back to work when I did and earned more than I originally estimated, but thankfully we only had to pay them $550. On the up side, I just got a letter for this year and they owe me $450  ------------- DS 8 DD 6 DS 4 DD 2 |
Posted By: MrsMojo
Date Posted: 16 July 2008 at 2:25pm
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They owed me money last year too. The real pity is they owed DH $900 this year and we went and spent that a couple of weeks ago... before getting this letter. Had they advised me earlier I'd just have plonked DH's rebate on it instead of shopping..... shopping was fun tho. Stinks that I gave out full details of our income to the lady on the phone last year, and she could see what I'd been paid, yet she didn't mention that I'd end up owing them money. Had I known I would have AP'd back the cash in drip feeds, I guess I can still do that now.... I was in too much shock to check (and the letter's now at home), does anyone know how long I have to repay? -------------
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Posted By: mrshouse
Date Posted: 16 July 2008 at 2:32pm
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that sucks! i didnt know that that was how it works....so after i have baby in december im meant to look ahead 6months and calculate how much i will be earning in a job i dont even have yet!
------------- http://www.baby-gaga.com/"> 
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Posted By: mummy_becks
Date Posted: 16 July 2008 at 2:33pm
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Usually don't have to pay it back till Feb next year ------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived! |
Posted By: nikkitheknitter
Date Posted: 16 July 2008 at 2:39pm
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Yep, the whole financial year thing has absolutely killed quite a few people on TNN too.
I think it makes a lot of sense to just receive the payment in a lump sum. I'm considering heading that way myself after all the pain it has caused people. |
Posted By: kebakat
Date Posted: 16 July 2008 at 2:42pm
| That sort of happened to us. DH's old work got a payrise which was backdated so he got some money from his old job, that pushed us over into the next bracket so we ended up getting nothing for 9 months from WFF cause we had had all we were allowed. |
Posted By: peanut butter
Date Posted: 16 July 2008 at 2:48pm
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sh*t!!!! That will probably happen to us too even though I asked them time and time again about it.......we will be in exactly the same situation. At the time Tom was born I wasnt planning on working and DH was getting practically the minimum wage. As soon as he got a better job I notified them and they dropped our payments and then when I started working I notified them again and they stopped them. I cant believe we might have to pay it all back because we seriously wouldnt be able to afford that!
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Posted By: MrsMojo
Date Posted: 16 July 2008 at 2:50pm
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I know what you mean. I'm trying to do some creative accounting atm and praying in the mean time for a lotto win. -------------
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nzpiper wrote:Posted By: peanut butter
Date Posted: 16 July 2008 at 2:56pm
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We have just dropped down to my part time income as DH has quit his job! But I wouldnt dare risk WFF again now incase things pick up and we are over the threshold again.
It doesnt sound right does it! Fair go???? |
Posted By: Kels
Date Posted: 16 July 2008 at 2:57pm
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Ouch thats not good. Can you ring and ask if you can pay it off?? ------------- http://lilypie.com"> 
Busy mum to Miss 15yrs, Miss 10yrs and Master 4yrs |
Posted By: MrsMojo
Date Posted: 16 July 2008 at 3:00pm
Yep, I'm sure I can but I'll check the letter first. Becks said that usually you have until next February which sounds right so if that's the case I'll pay a set amount into an interest bearing bank account to pay them off in one go at the last possible date. At least then I get some use of the money. -------------
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Posted By: jack_&_charli
Date Posted: 16 July 2008 at 3:02pm
i think it's absolutely ridiculous the way they work it out!!!!! we got a refund last year and was expecting another one this year, although really small.............got a bill for $227!!! 
it really f**ks me off!! just because you start earning more, you shouldn't be penalised for the previous months when you were getting less!!!!! the other thing that makes me angry....DH got a payrise in january, like he usually does.....his pay went up by $40/fortnight so i rang WFF and told them....they adjusted our payments and we were down $40/fortnight what was the friggin point in getting a payrise!!!
oh well, can't be helped and i really shouldn't complain, but it just makes me mad....i'm certainly not in any hurry to pay them back ------------- http://www.alternatickers.com"> 
http://lilypie.com"> 
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Posted By: AliaDawn
Date Posted: 16 July 2008 at 3:07pm
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As soon as we are off the student allowance, we'll probably be going for the lump sum - might actually do it beforehand when we finish paying off the credit card and buy a few important things. -------------  
 
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Posted By: LeahandJoel
Date Posted: 16 July 2008 at 3:14pm
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We stopped ours as soon as my PTC finished after Leah was born and I kept getting phone calls from them saying I could have it, I told them I wanted it done at the end of the financial year as a lump sum, took about 4 phone calls to convince them of this though!! Worked out ood this year as the end of the financial year was also the end of our first year as private contractors so we didn't know what our income was going to be and had the accountant for the business work it all out - I think I ended up with about $350 after everything was sorted, I would have ended up paying back way more if we had let it go though. -------------  
 
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Posted By: CuriousG
Date Posted: 16 July 2008 at 3:40pm
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*snap*
The exact same thing happened to us last year. I was absolutely ropeable. We also got a refund from the IRD for DH and we spent that only to find that we owed the money under my tax bill. I was sooooooooo angry. I paid it on the last day (7 April from memory), there was no way they were having a cent any earlier! It really irks me because we NEEDED the money at that time. Yes, things panned out towards the end of the year and I stopped the payments but we were struggling as it was at the beginning. I feel your pain Jo, I really do. ------------- http://lilypie.com"> 
http://lilypie.com"> 
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Posted By: VioletStar
Date Posted: 16 July 2008 at 3:48pm
Yup initially you have till the following Feb to pay it back, but if you just couldn't manage to pay it all back and still have some owing, you can ring them up and set up a payment type plan to pay it back at an amount that suits your budget.... but you have to ring before the initial cut off payment date so you don't get penalties. They are fine with you paying it off as long as it appears you have tried to make some effort to pay some. ------------- Formerly Wishin41 |
Posted By: Natalie_G
Date Posted: 16 July 2008 at 4:02pm
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OMG im scared to even get it, typical of IRD nothing is easy for working people always get the s*** for everything.
The IRD should be able to work out straight away when incomes change not wait till end of financial year and hit working families with bills. ------------- http://lilypie.com">  
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Posted By: AnnC
Date Posted: 16 July 2008 at 4:04pm
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as I am doing alot of causual hours at the moment I am going to get our paid at the end of the financial year - we have been reciving payment up until now but I am going to ring them up - I'd rather wait if I do get some money than owe them - BUT as you say how were you to know... stinks ------------- Ann 
Also Mum to Josh (15) and Brooke (10) |
Posted By: kezplanet
Date Posted: 16 July 2008 at 6:09pm
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I would love to getours paid weekly but up till recently Karl had a job where there was overtime etc and his pay could vary quite a lot from week to week so we stayed with the lump sum, which is a good one this year but with me starting part-time work and it changing from week to week its not even worth trying to estimate and just scrape thru the year and hopefully by then we will also have lump sum for baby#3. We certainly couldnt afford a bill of that size at the moment, can you do it in installments? ------------- Kerryn, Mum to Ashlyn(29/3/04), Anastasia(1/11/05) & Abigail (24/02/09) |
Posted By: EmDee
Date Posted: 16 July 2008 at 6:19pm
Great idea Jo! We now have it calculated at the end of each year, its just safer that way. If I've worked it out right, we'll get a good refund next year. ------------- DS 8 DD 6 DS 4 DD 2 |
Posted By: CuriousG
Date Posted: 16 July 2008 at 6:50pm
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What really annoys me is that I am a hard working tax paying citizen who is entitled to NOTHING, not even the 3 and 4 year old thing (yet).
I work fulltime - I mean come on, there are those out there who get the Dole and such like - I obviously work to support them but when I need a hand I am told no??? ------------- http://lilypie.com">
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Posted By: MrsMojo
Date Posted: 16 July 2008 at 7:01pm
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I agree G. I feel the exact same way. The thing is that like you we did needed the WFF tax credit when we were paid it. We were barely scraping by and it got to a point where we couldn't survive and that's why DH had to go back to work. It pisses me off that we're considered less deserving than people that mooch off the govt (referring to eternal dole bludgers not hard working sahmums and dads) because when the going got tough we got off our asses and did something about it.
Now that I have my rant out of the way I've decided to look at it differently. Here's my new pov............. IRD gave me an interest free loan of just over $1,500 when I needed it and now that we're in a better financial position we have about 8 months to pay it off.
It's a pity I didn't realise it was just going to be a loan but I know now for future reference and may actually consider 'using' them again if I need to, it's good that DH got those extra months with Michaela without having to go back to work and the measly $40 per week we got from WFF helped so I'm happy. -------------
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Posted By: Snappy
Date Posted: 16 July 2008 at 8:11pm
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The same thing happened to us, except we got ours this year for the 06-07 financial year, $1800!!! So I phoned to arrange installments, and said I could afford $10 per week. (which is the truth!!) They told me it needed to be paid off within the year, and if i had some hardship they would get someone to call me back.
A lady called me back and asked me about rent, bills, income etc and then said "Well you barely have enough to live, we will wipe the debt" I dont know how on earth we would have coped if we had to pay any more than $10.00. I think its a one-off thing so we have to be so careful this year!
------------- Mummy to two beauties... Formerly Kaiz. |
Posted By: Rachael21
Date Posted: 16 July 2008 at 8:43pm
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Somehow we managed to receieve twice the amount (by no mistake of our won WINZ and IRD call the WFF 2 different things and don't talk to each other) so we were overpaid by $3500. Because we were classed as in financial hardship they wiped the whole lot too.
I was working but when I rang up IRD to tell them I ended up with $20 less (new WFF+wages = $20 less than old WFF) so I had to quit my job. Its stupid now I'm sitting at home on my ass and getting more money. I hate it. But then we are extremely lucky to be in a country that has social payments because theres no way we could afford to live on Bens wages (min wage) |
Posted By: mummy_becks
Date Posted: 16 July 2008 at 8:46pm
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We had our debt written off for the 06-07 year as well. I don't know waht DH did but it worked. ------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived! |
Posted By: jack_&_charli
Date Posted: 16 July 2008 at 8:47pm
i'm now thinking we might be better getting the lump some payment at the end of the year.....but i don't know if we could actually survive without it each week....DH is paid fortnightly so it's good having that payment on the off week ------------- http://www.alternatickers.com">
http://lilypie.com">
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Posted By: my2angels
Date Posted: 16 July 2008 at 10:11pm
| same here too. I apparently owed them $1100 but thankfully???? they owed us $500 so I only owe them $600. I stopped it last year when hubby got a pay increase which meant we werent intitled to anything but of course i started work in january which was in the same tax year......not impressed |
Posted By: CuriousG
Date Posted: 17 July 2008 at 7:39am
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Something needs to change in this system. I get so wound up about it. I think I need to do something *scuttles off to find out how to make a difference* ------------- http://lilypie.com">
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Posted By: MrsMojo
Date Posted: 17 July 2008 at 8:14am
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When I return to work after my next round of maternity leave I'll be planning it around the tax year. -------------
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Posted By: .Mel
Date Posted: 17 July 2008 at 8:55am
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I just got mine yesterday, I owe them $292 - and it's from Overpayment also... why should we be held responsible for them farking up! ------------- Mr Mellow (16) Miss Attitude (8) Destructa Kid (3) 
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Posted By: Glow
Date Posted: 17 July 2008 at 9:16am
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Same thing happened with us a few years back. I was so pissed off, as i had rung each time things had changed & all.
I now get it in the lump sum payment to save it happening again. ------------- Mummy of Two Boys B: 2004 K: 2007 |
Posted By: CuriousG
Date Posted: 17 July 2008 at 9:23am
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I do wonder if they need to review it and pay you monthly after they assess your previous months earnings or something to save the overpayment thing happening? ------------- http://lilypie.com">
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Posted By: T_Rex
Date Posted: 17 July 2008 at 10:22am
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I think the tax-year basis sucks. I plan to take a year off with our first, and if its born from about Feb - May, I'll get WFF, but if its born at any other time, I'll be working for part of both tax years and so we won't be eligible for anything. Its not like the baby is going to cost us less if its born outside of those months is it? ------------- http://lilypie.com">  http://lilypie.com">
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Posted By: emz
Date Posted: 17 July 2008 at 10:30am
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It's ridiculous, we have just lost $57 a week when we should have only lost $40 because they average it out.
I don't understand it though, because on benefits its done on a monthly basis. When I was on the sickness benefit for a couple of months for severe depression (about 2004 so things could have changed) I just rang them up each week with my wage (as it differed every week) and they adjusted the next week's payments. I never had to pay anything back unless I went over the threshold for the week (it was just deducted from the following week's payment). I would much rather that than a yearly basis. Dh's payrises happen in July/August of each year and we never know what he'll get, yet we need the money weekly otherwise we can't survive. Stupid stupid system. |
Posted By: nikkitheknitter
Date Posted: 17 July 2008 at 10:41am
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I was lucky enough that a guy on the IRD helpline told me about overestimating income. Yes, a helpful person in a call centre?!?
So I've just got a payrise, which is going to be backdated, which essentially means that I am going to earn a lot more than I actually am this financial year IYKWIM - taking into consideration that I was paid a higher WFF amount in the first month of so of this financial year then I have to estimate my income at a waaaaaaaay higher rate to avoid a repayment. Actually, I'm quite worried that I haven't estimated it high enough. I'd absolutely hate to have a bill at the end.
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Posted By: MrsMojo
Date Posted: 17 July 2008 at 10:45am
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IMO it's done this way because: 1) it's less paperwork, time and money for IRD to calculate it on an annual basis 2) parents are more likely to get out and work and therefore pay taxes than beneficiaries are so although I'm sure they'd prefer to pay beneficiaries based on an annual income all that would do is encourage the dole bludgers to stay on the couch in front of the tv rather than going out and working for a living. We are being penalised because we're trying to support our families and they're getting away with it by calling them tax credits (rather than family income support or similar). -------------
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Posted By: MrsMojo
Date Posted: 17 July 2008 at 10:48am
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OK.... *calming breaths*.... am reminding myself of how I've decided to look at it.
*breath in* in with love *breath out* out with anger -------------
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Posted By: CuriousG
Date Posted: 17 July 2008 at 10:58am
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Nuff said from me I think. ------------- http://lilypie.com">
http://lilypie.com">
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Posted By: peanut butter
Date Posted: 17 July 2008 at 2:50pm
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I am still fuming about it for the following reasons....
1) It was not clearly disclosed to you that you might have to pay it all back if your circumstances change..fair enough if you got a pay rise and didnt notify them and kept claiming but to tell them, have them adjust or stop it should be enough
2) you dont have to pay back dole or DPB....whats the difference with WFF?
3) We SERIOUSLY needed the cash at the time....we seriously needed it after as we had dropped into debt during those early months and have picked back up. Now we SERIOUSLY need to not pay anything back! Our budget it so friggen tight its not funny.
4) I thought IRD's motto was "Its our job to be fair"....YEAH RIGHT!!!
5) it is unfair that the month your baby is born can influence how much you have.
I think they should assess it in quarters and unless you have been paid more than you should have for that quarter you are ok. ie if you grossly underestimated your income for that quarter and they paid you a higher amount...then at the end of that quarter it should be paid back.....but NOT if you notified them of a change in circumstance midway through.
In future (with interest rates as they are) would it be an idea to under estimate...get the highest amount, stick it in a high interest account and then pay it back when you have to minus the interest....now THAT is working their silly system
OK vent over!!! |
Posted By: peanut butter
Date Posted: 17 July 2008 at 2:51pm
| My other gripe....is that I am not entitled to PPL this time around as I only work 16 hours a week......but between 2 jobs (8 hours each)...so no go....Now that sucks! |
Posted By: MrsMojo
Date Posted: 17 July 2008 at 3:00pm
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That does suck Nikki. How many hours do you need to be working to qualify? Does it have to be for the same company? It's all very cloak and veil isn't it. The good Lord forbid that they may actually pay money to hard working, much deserving, tax paying citizens. -------------
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Posted By: monster
Date Posted: 17 July 2008 at 3:00pm
Man, that is unfair! I was planning to return to work next year (teacher - so start of school year) but after hearing this we'd be better to wait until April. The little I'd earn would probably be just enough to take us over the threshold, then it would all have to be spent paying the WFF back. Crazy 
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Posted By: mummy_becks
Date Posted: 17 July 2008 at 3:06pm
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At least 10 hours a week or 40 hours a month. I am still waiting for ours to come back and i'm not all that patient about it as I was told by IRD well before we moved that we would get it with in the next 10 working days ------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived! |
Posted By: Nextbub
Date Posted: 17 July 2008 at 3:21pm
| I got sick of letters from them to say that their estimates differed from our ones (they were still counting me as a wage earner when I wasn't) so I changed it to a yearly payment which has worked out well. |
Posted By: EmDee
Date Posted: 17 July 2008 at 3:32pm
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Becks - I rang to confirm my refund on Sunday (automated system) and just checked our bank acc to find it was deposited yesterday. Sounds like you may need to give them a call? ------------- DS 8 DD 6 DS 4 DD 2 |
Posted By: lizzle
Date Posted: 17 July 2008 at 3:38pm
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what really annoyed me - we owed them this year - VERY prompt letter.
I asked for a review two months ago, and it turned out that they OWED us $1300!!! from 2006 and just hadn;'t let us know. if I hadn';t asked for the review, i doubt the money would've been given to us. |
Posted By: Paws
Date Posted: 17 July 2008 at 4:12pm
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I have to admit we have a pretty good experience this year...I didn't get any WWF but did get a large tax refund...I confirmed my details to them by phone on Friday and it was in my account on Tuesday. Was pretty happy. ------------- http://lilypie.com"> 
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Posted By: nikkitheknitter
Date Posted: 17 July 2008 at 4:13pm
You will be eligible for the parental tax credit though. Less than PPL but at least it is something! And for the record, if you are overpaid for the DPB or dole then YES you do need to pay it back. |
Posted By: Paws
Date Posted: 17 July 2008 at 4:15pm
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Also I thought it was mentioned when you apply that you have to pay over-payments back...I do remember reading about it. ------------- http://lilypie.com">
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Posted By: nikkitheknitter
Date Posted: 17 July 2008 at 4:19pm
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Nikki - just as a suggestion, if you owe them a tonne of money then it might be worth talking to them as I see some people have gotten off their debts.
Just a thought. |
Posted By: mummy_becks
Date Posted: 17 July 2008 at 4:22pm
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Most time you do have to pay back the overpayments of the DPB and dole. But there are some cases where you don't have to. Someone my friends knows scammed the DPB for years and ended up with about $16000 of overpayments and didn't ahve to pay a cent back ------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived! |
Posted By: peanut butter
Date Posted: 17 July 2008 at 4:46pm
| What I meant about the dole and DPB was if you received them for say April - October one year and then got a kick arse $100,000pa job...you wouldnt have to repay what you had received. THAT is my gripe! |
Posted By: peanut butter
Date Posted: 17 July 2008 at 4:48pm
Oh, and I am not meaning that dole and DPB should be paid back just that WFF should NOT have to be paid back in those circumstances....mind you....some dole...... nah dont get me started
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Posted By: MrsMojo
Date Posted: 17 July 2008 at 4:56pm
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I agree with you NZpiper. That peeves me off too. As others have said they could reduce the period for income calculations to monthly, quarterly, even half yearly. A lot can happen in 12 months. -------------
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Posted By: emz
Date Posted: 17 July 2008 at 4:58pm
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I get what you mean Nikki!
And yep it is mentioned, but I don't think they stress to people enough that it is an ANNUAL thing. A lot of people (myself included) ring up as soon as circumstances change and still get penalised because it falls in the middle of the tax year etc, whereas if it was at the end of the tax year it would be fine. Funny, but the world doesn't actually revolve around March-March, or has someone forgotten to tell the IRD that? |
Posted By: lizzle
Date Posted: 17 July 2008 at 5:13pm
| yeah, our overpayment happened because I got a job in February and was paid a pretty good amout for those two months. Like i would've known that 11 months before though! |
Posted By: my2angels
Date Posted: 17 July 2008 at 6:14pm
| on other way people have been caught out (and someone may have mentioned this already) but if you or your partner leave a job and get paid out holiday pay and then start another job straight away because technically you are getting a lump sum payment, this happen to my friend and sister |
Posted By: jack_&_charli
Date Posted: 17 July 2008 at 8:13pm
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i understand that when you apply for WFF they tell you if you're over-paid, you'll have to pay it back....BUT....what they need to make people realise is..............
if your earning 80K when you apply in april, and then in the following january you get a payrise up to 90K, then your income will be set at 90K for the whole year, even the months when you were still only getting 80K
that is just plain wrong!!! why should we get paid out amounts based on 90K, when you're only earning 80K????? this is where we've been stung. DH is on salary, but gets a payrise every january and also gets paid out any overtime he does. when that happened over the last year, i rung WFF and told them everytime....yet we still get a bill for the year. last year we got a refund of about the same amount we are getting billed for this year! **for the record, we earn no where near the above amounts... i was just in dreamland  ------------- http://www.alternatickers.com">
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Posted By: Rachael21
Date Posted: 18 July 2008 at 3:12pm
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No thats not right Vanessa. How they should work it out is they work out how much you would earn on 80k a year for 11 months and then how much you would earn on 90k for 1 month and add them together. Thats how they have always worked it out for us.
I recently rung up to change details and she advised me to way over estimate our family income, seems a few people have been stung this year. |
Posted By: jack_&_charli
Date Posted: 18 July 2008 at 10:32pm
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everytime i rung up...which was probably about 3-4 times because DH would get a once off payment due to leiu hours, no one ever mentioned over estimating our income.......and i (stupidly i guess) thought that if we had set it at the right amount, then we would be fine...if anything, it would've been set about $1-2K over....so i'm really miffed about having a bill........was expecting a nice cheque seems we got one last year, but no.
oh well, at least it's only small and we have ages to pay it you'd think, seems sooooo many people have been caught out this year, that they would re-think the system? ------------- http://www.alternatickers.com">
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Posted By: NovemberMum
Date Posted: 18 July 2008 at 11:44pm
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when we applied for it I put in my DH;s income for the 2007/08 tax year overestimating by about 5k (based on what he had earned so far plus a bit more) as it was over halfway through the year.
then we get told that they base the payments on what your income is from when your baby is born to the end of the tax year..so for eg if your household income is $30k from December to 31 March to get your average weekly income from that. so our payments went up. then then then we get a bill saying we had been overpaid WTF!! turns out they do take your income from when your baby is born to work out the weekly figure then times that by 52 to get your yearly income so for eg say your baby is born 18 October and your income till 31 March is 25k so thats around 24 weeks which works out to be just over $1000 a week so over a year is around $52k. where as we had been told it was based on 25k. but anyway I sent a really long letter complaining cause they were the ones who stuffed as we had given them the correct information based on what they had asked us and well they had written it off... least now it is the new financial year it will be easier to figure out how much we should be getting..will have to over estimate dh's income ------------- http://lilypie.com"> 
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Posted By: Candkids
Date Posted: 19 July 2008 at 8:51am
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were not entitled to anything!!!
as they go on the money that comes "in" to the business, they dnt really care that our outgoings for the business are about 5x whats coming in, which sux ------------- http://lilypie.com" rel="nofollow">  DD 10.5yrs DS 6yrs DS 11mths 5 little angles watching from above |
Posted By: Shezamumof3
Date Posted: 19 July 2008 at 9:44am
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Oh that friggin sucks!! Ive just applied for ours, but Im not going back to work until we have finished having kids. ------------- |
Posted By: ryan1900
Date Posted: 19 July 2008 at 9:01pm
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I am a frequent reader of topics which is related to kids. I found that this a nice area for the one like me get interacted. Thanking everyone participated in the discussion.
=================================== ryan http://www.mydebtconsolidation.name - Debt Consolidation |
Posted By: MrsMojo
Date Posted: 19 July 2008 at 10:49pm
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Interesting blog Ryan, I've added it to my favs to read when I haven't had a wine (or two). Looking forward to hearing your thoughts on WFF. -------------
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Posted By: cuppatea
Date Posted: 20 July 2008 at 7:56am
I've just spoken to my accountant about this, we have a rental that runs at a loss and a small business that is also running at a loss, she said it actually reduces our annual income, normally we wouldn't be entitled to anything as with DH's overtime we are over the threshold but because when they do the tax return his income is reduced by their calculations we can then claim. Sorry I'm probably not making much sense, but talk to your accountant. ------------- 
 
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