gah !help ! confused woman here !
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Topic: gah !help ! confused woman here !
Posted By: caitlynsmygirl
Subject: gah !help ! confused woman here !
Date Posted: 28 October 2008 at 1:51pm
Im so confused ! all this stuff is so confuddling !
Entitlement
You are entitled to (unpaid) statutory parental leave of:
* special leave (up to 10 days during your pregnancy e.g. for doctor visits)
* maternity leave (up to 14 weeks - up to 6 before the birth and the balance of the 14 weeks after the birth)
* extended leave (up to 52 weeks, including the 14 weeks maternity leave and including any extended leave taken by your partner - this entitlement may be shared with your partner).
If you choose to take parental leave, you are entitled to the statutory parental leave payment. Your payment will be $331 per week before tax. This will be paid from the start of your parental leave until the earlier of the following:
* the end of 14 weeks; or
* the date you return to work; or
* if you resign, the date you resign.
If you choose to transfer payments to your partner, then you will need to choose how many of the 14 weeks you want to receive payments for - your partner will be eligible for payments for the balance of the 14 weeks.
This is what i just calculated from my hours etc etc , ...the part im confused about is where it says :
:
This will be paid from the start of your parental leave until the earlier of the following:
* the end of 14 weeks; ....does this mean for the first 14 weeks i go on leave I don't get paid ? or does it mean im paid for only 14 weeks , and if so , whats the stuff about 52 weeks ?
and is this the same thing as Maternity leave ? or is that completly different ?
help v much appreciated ...i'll need to explain it to DF
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Replies:
Posted By: lilfatty
Date Posted: 28 October 2008 at 1:54pm
Hmm you get paid for 14 weeks and the balance of the 52 weeks is unpaid.
Some people (like me) have holidays owing to them and are paid out by their work, so your PPL doesnt start until your holiday period is over.
Hope that makes some sense.
------------- Mummy to Issy (3) and Elias (18 months)
I did it .. 41 kgs gone! From flab to fab in under a year http://www.femininefitness.co.nz/category/blog - LFs weight blog
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Posted By: Rachael21
Date Posted: 28 October 2008 at 1:56pm
Ok I just did an assigment on this and I think its more than $331but will check.
Basically you get 52 weeks where your employer has to leave your job open for you and the first 14 weeks of that are paid. After that you will get WFF and you might be entitled to some more WFF during the 14 weeks as well.
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Posted By: Daizy
Date Posted: 28 October 2008 at 1:57pm
Not entirelt sure but when I had keira I was paid 14 weeks maternity leave.
My position was kept open for me for a year and in that time I still clocked up holiday pay ect but didnt get paid. At the end of the 52 weeks I decided not to return so they paid out my owing holiday pay which was a nuce litte amount to keep me going a while.
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 2:03pm
ohhhhh....i think I get it ...the first 14 weeks IS paid , and the 52 weeks is not , but at the end of the 14 weeks if im elligible I go on to Working for families ?
Tho im confused , it says im entitled to unpaid 14 weeks at the top ...is that if i choose NOT to take PPL ?
sorry for all the questions , DF keeps asking me about it, and would be nice to clearly explain to him (why he cant just look it up himself i dont know ! *grumble grumble * )
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Posted By: MrsMojo
Date Posted: 28 October 2008 at 2:04pm
Kelly, don't worry about explaining the transferring entitlement part as you're planning on staying at home (that only counts if you intend to go back to work and DF stay at home).
You get 14 weeks paid parental leave and 38 weeks unpaid leave (totalling 52 weeks).
If you have annual leave owing it's a good idea to take this first and then your PPL starts when your annual leave runs out (eg. I intend to finish work on 29th May and will be on annual leave until 19th June, my PPL starts on 22nd June).
Another important note is if you decide not to go back to work before the 14 weeks PPL is up your PPL entitlement ceases and you don't get anymore money, but if you notify work that you've decided not to come back after the 14 weeks has been paid that's fine.
ETA: If you're eligable you can start getting WFF from April 09 as it is based on yours and DFs income (including PPL) for the tax year, you will however need to send in a birth cert after #2 is born but then your WFF entitlement will increase (the first couple of months WFF will be based on your estimated income and 1 child while the rest of the years WFF payment will be based on 2 children and your estimated income).
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 2:09pm
ah ok, well i have no annual leave owing to me (boo hiss ) so do I finish work 6 weeks before my due date ?
and in other words, don't tell work im not coming back till after the 14 weeks is up ?
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 2:11pm
oh just saw the new part of your post re WFF...when i work it out then , should i put the amount DF earns and the amount i get for 14 weeks ?
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Posted By: lilfatty
Date Posted: 28 October 2008 at 2:12pm
caitlynsmygirl wrote:
ohhhhh....i think I get it ...the first 14 weeks IS paid , and the 52 weeks is not , but at the end of the 14 weeks if im elligible I go on to Working for families ?
Tho im confused , it says im entitled to unpaid 14 weeks at the top ...is that if i choose NOT to take PPL ?
sorry for all the questions , DF keeps asking me about it, and would be nice to clearly explain to him (why he cant just look it up himself i dont know ! *grumble grumble * )
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Ahh ...
What I think that is referring to ... is it is unpaid by your employer (as the Govt picks up the tab).
So all of those things are unpaid by the employer (the special leave of 10 days, the 14 weeks PPL, the 52 weeks where they have to hold open your job).
------------- Mummy to Issy (3) and Elias (18 months)
I did it .. 41 kgs gone! From flab to fab in under a year http://www.femininefitness.co.nz/category/blog - LFs weight blog
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Posted By: lilfatty
Date Posted: 28 October 2008 at 2:12pm
And yes you have to include all income including your PPL in your estimated income for the year.
------------- Mummy to Issy (3) and Elias (18 months)
I did it .. 41 kgs gone! From flab to fab in under a year http://www.femininefitness.co.nz/category/blog - LFs weight blog
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 2:14pm
lilfatty wrote:
caitlynsmygirl wrote:
ohhhhh....i think I get it ...the first 14 weeks IS paid , and the 52 weeks is not , but at the end of the 14 weeks if im elligible I go on to Working for families ?
Tho im confused , it says im entitled to unpaid 14 weeks at the top ...is that if i choose NOT to take PPL ?
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Ahh ...
What I think that is referring to ... is it is unpaid by your employer (as the Govt picks up the tab).
So all of those things are unpaid by the employer (the special leave of 10 days, the 14 weeks PPL, the 52 weeks where they have to hold open your job). |
Oh!!! that makes sense ! thankyou !
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Posted By: MrsMojo
Date Posted: 28 October 2008 at 2:15pm
caitlynsmygirl wrote:
ah ok, well i have no annual leave owing to me (boo hiss ) so do I finish work 6 weeks before my due date ?
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Finish up when you're ready to but I think the earliest you get PPL is 6 weeks prior to your EDD, you can go on unpaid maternity leave prior and then start getting PPL from May, or wait until closer to the birth.
caitlynsmygirl wrote:
and in other words, don't tell work im not coming back till after the 14 weeks is up ? |
I'm not trying to encourage you to be dishonest or anything but yep, that's exactly what I meant.
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Posted By: MrsMojo
Date Posted: 28 October 2008 at 2:16pm
caitlynsmygirl wrote:
oh just saw the new part of your post re WFF...when i work it out then , should i put the amount DF earns and the amount i get for 14 weeks ?
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Yes, that's right and also include any pay you've received from your employer after 1st April 2009.
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 2:24pm
i couldn't find where to work it out for april 09 ? but i worked it out from april 08 to march 09 and included the 14 weeks PPL , and it was $ 84 ? i dont mean to sound ungrateful , but is that right ? is that all ?
so even if you leave earlier , (and have a few weeks unpaid ) you will still get ppl starting at the start of 6 weeks before? even if you haven't worked for a couple of weeks ?
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 2:27pm
just worked it out again , and its $144 , so i dont know what I did last time ...
Quite frankly , I blame DF, if he had done what I asked and bought a lotto ticket when the 30 mill was up for grabs, we wouldn't be having this problem , because we would have won .....
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Posted By: peanut butter
Date Posted: 28 October 2008 at 2:31pm
It also pays to over estimate your income for WFF. I estimated ours accurately to the date Tom was born and we got WFF, then DH changed jobs and got a payrise. I notified IRD and they reduced our amount. Then I started working so I told them to stop our payments. Anyway......at the end of financial year they total up how much we earnt, decided that it was over the threshold and we have to pay the whole lot back. So while we were in need of it and entitled to it at the start, because we werent at the end, they decide we shouldnt have had anything..BASTARDS!!!!
As for the PPL, what the others say! You can start PPL anytime from 6wks before to sometime before your 52 weeks ends and you return to work....so if you thought you could survive for a few months and then need the money you could do it that way....why would you want to????? Get the money!!!!!
The amount has gone up. its $400 odd before tax as the max amount. but if you earnt less than that per week (average it out over the last 6 or 12 months) then you get that lesser amount. You also need to average 10hrs per week over the last 6 or 12 months.
It is so confusing isnt it? and you have to think it all out with preggy brain. I am trying to organise it with self employed income and thats more confusing and always make me feel like I am being dishonest.
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 2:37pm
nzpiper wrote:
It also pays to over estimate your income for WFF. I estimated ours accurately to the date Tom was born and we got WFF, then DH changed jobs and got a payrise. I notified IRD and they reduced our amount. Then I started working so I told them to stop our payments. Anyway......at the end of financial year they total up how much we earnt, decided that it was over the threshold and we have to pay the whole lot back. So while we were in need of it and entitled to it at the start, because we werent at the end, they decide we shouldnt have had anything..BASTARDS!!!!
A
It. |
oh my god! thats ridiculous ! your right ...BASTARDS !!
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Posted By: Roksana
Date Posted: 28 October 2008 at 2:39pm
Mat leave is $407 (I think) before Tax.
I am leaving 2 weeks before my EDD.
I get nothing after the 14 weeks as I earn too much now! Arrgggghhhh
------------- http://lilypie.com">
http://lilypie.com">
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Posted By: MrsMojo
Date Posted: 28 October 2008 at 2:43pm
Same thing happened to us NZPiper. DH went back to work and we notified them straight away and now we owe them $1100 (which is the total they paid us) because although for the first 6 months of the year we barely made ends meet, even with the WFF entitlement, overall we earnt too much during the full 12 months Next time I'll time my return to work to coincide with the tax year.
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Posted By: lilfatty
Date Posted: 28 October 2008 at 2:47pm
Roksana wrote:
Mat leave is $407 (I think) before Tax.
I am leaving 2 weeks before my EDD.
I get nothing after the 14 weeks as I earn too much now! Arrgggghhhh |
Join the club
------------- Mummy to Issy (3) and Elias (18 months)
I did it .. 41 kgs gone! From flab to fab in under a year http://www.femininefitness.co.nz/category/blog - LFs weight blog
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Posted By: MrsMojo
Date Posted: 28 October 2008 at 2:53pm
It's all in the way you time it. If you aim to have a littlie born in April (or shortly after) you've earnt nothing!
Michaela was born on 7th April (but I was on annual leave until June) so I'd only earnt a pittance. With this one because I'm going on leave earlier I'll only be paid about a month more than I was with Michaela, so still a small pittance, granted I earn more now so that affects the allowance too.
ETA: This post sounds really bad, as if I'm having kids for money Please believe me, if I was interested in cash I'd not be having kids since my estimated WFF allowance amounts to just over 5% of my weekly pay (I pay tonnes more in tax each year than I'll be getting while on maternity leave)
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 3:32pm
gosh , its all so confusing and then you have the added stress of "what if i have to pay it all back " ?
Another question , if you do go on leave earlier than the 6 weeks before , eg medically your required to, or your'e finding it too tiring etc, then can you get any WWF based on your partners wages until the 6 weeks starts, or just live off your partners wages ?
am curious about women who are told they have to go on bedrest etc weeks before .....
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Posted By: monikah
Date Posted: 28 October 2008 at 4:40pm
as far as i know if it is for medical reasons it can start as soon as you can prove you've been told not to work and then goes until 8 or so weeks after. it is one of the only times you'll get paid out more than the 14 weeks. if you search the website there is something about it. if you cant get paid out for whatever reason there is the sickness benefit which would have to pick up the tab but it is a generic amount and probably less than PPL
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Posted By: MrsMojo
Date Posted: 28 October 2008 at 4:40pm
Yep, your WFF takes in to account any money you earn (or don't earn) so you'd get it earlier but that only applies to women who already have children. Women who are pregnant with their first aren't entitled to wff until after the baby is born.
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 5:02pm
oh ok , so you could get it if you left earlier provided you already had a child or two going by your spouses wage ?
If i could , i would finish tomorrow haha, but will suck it up til May ...unless we come into a huge amount of money in the meantime ....
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Posted By: mummy_becks
Date Posted: 28 October 2008 at 6:35pm
What I did Kelly, was in my letter I gave to work (3 montsh before I went on leave) state that I will be leaving on "x" date and on PPL until "x" date. I wish to take extended unpaid leave till "x" date but would give 3 weeks notice of my intention of returning to work. About 6 months after I had Andrew I resigned. I knew I was going to resign but never told them that!!!
------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
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Posted By: busymum
Date Posted: 28 October 2008 at 7:02pm
I'm putting in a formal letter asking for 52 weeks' leave but when I hand it to my bosses I'll be saying "but my intention at this stage is to return after 6mos". You could do the same with not returning, ie say (not write) "I'm wanting to put in for 52 weeks' leave and I have to give you 3 weeks' notice for returning, but at this stage I am not intending to return".
About the WFF, if you are not sure about estimating your income then just opt for the pay at the end of the year option. If you are entitled for WFF you may also be entitled to the accommodation supplement with WINZ, which is calculated on an each week basis, instead of annual income.
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Posted By: Danaj
Date Posted: 28 October 2008 at 8:57pm
Would the parental tax credit be better for you rather than PPL?
I got so very confused when I started going through all this stuff too.
I'm finishing on the 19th Dec, Annual Leave until the 17th Jan then PPL starting on the 20th Jan for 14 weeks. Then I'm unpaid until the 13th July when I head back to work. We're supposed to get something from WFF after the PPL but I also worry about having to pay it back as I will be earning again during that financial year. We get the max PPL at $407 before tax.
------------- http://www.TickerFactory.com/weight-loss/wyI1oWn/">
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Posted By: caitlynsmygirl
Date Posted: 28 October 2008 at 10:55pm
oh no...theres a parental tax credit or the paid parental leave?
looks like i'll have to look that up too !
meh , i want to finish work earlier than May, I know , spoilt madam , but unless I was able to get WFF until then I guess its Heigh Ho heigh ho, off to work I go ...
Why oh WHY was i not born an heiress? id do a far better job than Paris Hilton ....
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Posted By: Karen Sweatman
Date Posted: 29 October 2008 at 1:12pm
Also its REALY important to put the correct tax code down if you have some sort of maternity leave deal with your employer were they pay you.
I got caught out as i had this and i didn't put ST as my tax code and ended up with a $1000 tax bill as they had not taken enough tax out of my PPL
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Posted By: nictoddie
Date Posted: 29 October 2008 at 1:32pm
I'm the same as busy mum, I put in my leave and have received all my info back I have only put in for 6 months mat leave but have worked out our budget I only work part time at night and with dh over estimate wages we get quite a nice amount of WWF with 3 children , and also accom sup so have decided not to return but will wait for my mat leave to finish it finishes on 2nd april new financial year I will then resign For me to do my hours at night cuts into dh overtime he is able to do and puts extra pressure on my parents who look after our kids if we both have to work, they already do my nephews kindy pickups and school drop offs/pickups as well so have decided as much as I enjoy my few hours at night it won't be worth it
You generally get more taking ppl than you do parental tax credit.
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