How can someone be so nasty
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Category: General Chat
Forum Name: General Chat
Forum Description: For mums, dads, parents-to-be, grandparents, friends -- you name it! And you name the topic you want to chat about!
URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=23260
Printed Date: 19 December 2025 at 6:41pm
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Topic: How can someone be so nasty
Posted By: 2girlsandaboy
Subject: How can someone be so nasty
Date Posted: 21 December 2008 at 10:14am
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Hi all,
Very long story but one of my best friends has an 18 year old son. He is lovely and we often have him and his friends here for meals/drinks etc. They are part of the family. Anyway on Thursday we had a BBQ and they were here, he had a new friend (who seemed lovely). We had a great meal and no problems. The boys (including the new friend even came to help me with some jobs the next morning). Yesterday I went to the mall to do the Christmas shopping and my cashflow card declined. I called the bank and they told me that I had NO MONEY. I couldnt believe it, every last cent I had is gone. I did have over $5000.00 in the account - to pay the mortgage, do christmas shopping and go on holiday. The new friend has not been seen since but we have since heard he is dodgy. I feel so stupid, he seemed nice and drove a nice car, was well dressed etc but he must have watched me put my pin in while we were out on Friday. The bank says I can't do much about it but I have gone to the police. It might be months before I can get my money back. Anyway Im very angry, stressed and upset and needed to vent. I can't believe how someone can take all the money a family has, expecially at Christmas. ------------- Tania http://www.kiwikidswithallergies.co.nz - Kiwi Kids With Allergies |
Replies:
Posted By: MissCandice
Date Posted: 21 December 2008 at 10:21am
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Oh my gosh!
Wow! Im so sorry that this has happened to you, and so close to christmas.  ------------- ~ Mummy to a beautiful girl ~ |
Posted By: Nefertiti
Date Posted: 21 December 2008 at 10:23am
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That really is horrible! This time of year is stressful enough already. Was the bank able to help out in other ways - with a loan or something?
Are you sure it was the friend? ATM's have a limit as to what can be withdrawn and I'm pretty sure 5000 is exceeding that? And you have to wait 24hrs to withdraw again if that limit was reached. I'm just trying to figure out the time frame here. ------------- http://lilypie.com"> 
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Posted By: catisla
Date Posted: 21 December 2008 at 10:39am
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That is so awful for you
I second what nefertiti says - i can only withdraw $800 a day and i think there is also a limit on what can be put on eftpos as we found out when we tried to buy a new washing machine, dryer, fridge and freezer when we bought a house. I hope your bank has been able to help you with getting through xmas financially and they have been understanding ------------- |
Posted By: 2girlsandaboy
Date Posted: 21 December 2008 at 10:46am
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My card was one of those Debit Plus cards so you can use it like a credit card. The card was used over 2 days 1000.00 each day and they have used it in shops in Auckland (we are from Christchurch) and it has been used as a VISA but on my statements I can only see the amounts but not where it has been used.
We dont need money to have a nice Christmas - it just annoys me that people can be so nasty. |
Posted By: Sarah Beth
Date Posted: 21 December 2008 at 10:49am
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If it is like a visa you can contact the bank and tell them it was an unauthorised transaction surely then it is the retailers problem ------------- "> 
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Posted By: Mum2L
Date Posted: 21 December 2008 at 10:54am
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I am so sorry to hear that. I really hope karma kicks them in the arse, but also that the police charge them with theft.
I also have a Debit Plus card, and I am so anal about how I use it. I only use it for online transactions, and only with companies I trust. The bank should be able to do more in regards to refunding back the money to you, as it is obvious that someone has gone ahead and used it like that. They probably didn't think it was unusual activity, as it is the christmas period. I would be ringing and annoying them, and if possible, take a copy of the statement you have given to the police. Yes, there is a $800 limit for ATM withdrawals, but all banks have a $10,000 a day limit on all withdrawals, including eftpos transactions. ------------- http://lilypie.com"> 
http://lilypie.com"> 
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Posted By: caraMel
Date Posted: 21 December 2008 at 11:09am
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That really sucks, I'm so sorry for you!
Some people just have no conscience eh? I hope they do catch up with the scumbag and he gets charged with theft. Your friend's son must feel really awful too! ------------- Mel, Mummy to E: 6, B: 4 and: 
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Posted By: Nefertiti
Date Posted: 21 December 2008 at 11:14am
I bank with Westpac and our limit was 1,200 for the daily transactions on eftpos....and this was only a few months ago. This wasn't on a Debit Plus card, just the normal eftpos card. I hadn't actually thought of the Debit Plus card. I agree with others though - surely your bank should be doing more? ------------- http://lilypie.com">
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lady_aset wrote:Posted By: 2girlsandaboy
Date Posted: 21 December 2008 at 11:30am
| I am going into the bank tomorrow to see if I can get it sorted. As I only found out yesterday I have only had the pleasure of talking to the lovely Call Centre staff. |
Posted By: Shezamumof3
Date Posted: 21 December 2008 at 11:55am
oh my gosh that is just awful That is such a nasty thing to do!!!!!
I really hope they catch the piece of sh*t that did this to you!! ------------- |
Posted By: missy_girl
Date Posted: 21 December 2008 at 11:56am
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Gosh, I'm so sorry this has happened to you.
Hopefully the bank can help you sort this out. ------------- Michelle http://lilypie.com"> 
http://lilypie.com"> 
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Posted By: Nefertiti
Date Posted: 21 December 2008 at 12:47pm
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Call centre staff aren't 'always' the best. Hopefully you get something positive happening on Monday when you go into the branch. ------------- http://lilypie.com">
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Posted By: caitlynsmygirl
Date Posted: 21 December 2008 at 1:19pm
Im so sorry this has happened to you , that is absolutley disgusting   ------------- 
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Posted By: KiwiL
Date Posted: 21 December 2008 at 1:37pm
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Hey,
I work for a bank, and think your bank should be looking after you on this one. On Monday, call the Call Centre again and ask to be put through to their fraud team. They are the people to handle it for you. I wouldn't rely on the branch being much better than the Call Centre staff, but the Fraud Team will know exactly what to do. It's important you have a police report before you do this. If you want more info, feel free to PM me! |
Posted By: kasbee
Date Posted: 21 December 2008 at 2:34pm
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Man that is just such a sh*tty thing to do to someone. Hopefully your bank can help you out more. ------------- Kelly, mother to 4 wonderful children. http://lilypie.com"> 
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Posted By: Snappy
Date Posted: 21 December 2008 at 2:36pm
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OMG.. you poor thing. That is so awful, especially at this time of year. I hope they catch the little bugger! ------------- Mummy to two beauties... Formerly Kaiz. |
Posted By: Kellygirl
Date Posted: 21 December 2008 at 3:01pm
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Def call your bank again and speak with someone else. They should be able to tell that there was suspicious activity on your card ie $1000/day if you don't normally spend that way would be considered suspicious activity, also the fact that it was used in Auckland and not Christchurch.
Generally they won't refund your account until it has been looked into further but the bank and the stores that were "shopped" at have insurance to cover these sorts of things. I am assuming that you have reported your card as stolen so he can't try to use it again? Have you spoken to your friend and friend's son about it? I would try to track down that guy!! ------------- http://lilypie.com"> 
http://lilypie.com"> 
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Posted By: kiwisj
Date Posted: 21 December 2008 at 3:51pm
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Omigosh, that is disgusting! What a crap thing to happen to you, and right before Christmas too.
I hope your bank is a bit more helpful next time you talk to them. ------------- SJ Callum - Dec 2008 Daniel - Oct 2010 |
Posted By: Peanut
Date Posted: 21 December 2008 at 3:57pm
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That is such a crappy thing to do to someone.
I agree though in that you need to be put thru to the Fraud Department. We have a westpac visa and had extra charges added onto it while overseas. they were awesome and credited back the $800 or so that was added. It did take about 8 weeks for it all to be sorted but we paid no charges etc in that time. Good Luck. -------------  
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Posted By: Hopes
Date Posted: 21 December 2008 at 5:08pm
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Oh, you poor poor thing. What a miserable little rat. People like that just make me so mad.
I hope so badly that you get it all sorted and that you get your money back quick-smart. -------------   
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Posted By: Chickaboo
Date Posted: 21 December 2008 at 6:36pm
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Firstly that suxs...
secondly notall banks have a $10000 limit on eftpos - only westpac does, most trading banks are around the $3000 and tsb is $800... that aside it was more for purchases so hopefully they can find the store it was used at and check their security footage to see who used it (the bank should be able to give time and date and where.. but the police will be the only ones who can get that footage off the store) Hope they catch him.... ------------- http://lilypie.com">  
876 |
Posted By: NeoshasMummy
Date Posted: 21 December 2008 at 9:22pm
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OMG that is absolutely shocking. I am so sorry hun ------------- https://secure.fertilityfriend.com/home/30c4ec/" rel="nofollow">  Mrs Te Kani ❤️ Neosha 26/5/2007 |
Posted By: Rachael21
Date Posted: 21 December 2008 at 10:07pm
| Man thats terrible what a horrible little weasel I hope everything gets sorted out pretty quickly and that rat gets caught. |
Posted By: Jay_R
Date Posted: 22 December 2008 at 10:09am
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Thats horrendous! How did they manage to do it though - did they take your card, or did they copy down the number or what???
The bank should certainly be able to help you. I had a dodgy experience with a stolen credit card once and they fixed it all quite quickly. Good luck. |
Posted By: mummy_becks
Date Posted: 23 December 2008 at 2:50pm
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That is horrible. I hope the fraud team was able to help you. ------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived! |
Posted By: monkey33
Date Posted: 23 December 2008 at 8:19pm
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That is absolutely horrible! You can get c/c numbers all sorts of ways and then go on sprees with retailers/hotels that will accept purchases without the card being present. There are some nasty and selfish people out there.
I work in a hotel and we have been burnt in the past by people using their c/c number over the phone to pay for their bill (stolen of course!) however we now only will put through a transaction when the card & cardholder is present. Each time a transaction went through that was dodgy, we had to give the money back so there should be good news for you! The only problem is we had about 10 working days to come back with any proof that the cardholder was present and if we didn't they take the money straight out, so you might have to wait a few weeks
Glad to hear that you are so positive about not needing money for Christmas - you are absolutely right 
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