childcare at home?
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URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=23406
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Topic: childcare at home?
Posted By: ElfsMum
Subject: childcare at home?
Date Posted: 01 January 2009 at 3:58pm
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I have been thinking.. particularly if i lose this baby bu maybe otherwise anyway..I've been very bored and totally unfocused and lacking in anything constructive to do lately.. so it's either study (I have 21000 in student loans!!!!) or work..
Work wise I love looking after littlies but am not ready to take E to preschool...at least not full time.. those who do at home care.. how much work is it to get your house ready.. how do you find the actual work..do you need a certain amount of children to make ends meet? (we get 70 WFF atm..) I am eventually thinking of a new career but I am not sure what exactly.. I got into nursing same time as teaching because I wanted to be a midwife but that is not the way for me anymore.. is it better to just be a casual person who looks after peoples children...? or a person with a set programme etc? ------------- Mum to two amazing boys! |
Replies:
Posted By: Snappy
Date Posted: 01 January 2009 at 5:41pm
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Apparently if you do porse your WFF isnt affected by very much at all, only about $30- $40 a week is taxable income (income counted towards your WFF)
BTW - i think looking after Ethan and being pregnant is totally constructive  
Good luck! ------------- Mummy to two beauties... Formerly Kaiz. |
Posted By: Nefertiti
Date Posted: 01 January 2009 at 6:00pm
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There are other agencies around where your WFF is not affected at all. The payment you get from the agency is considered as a reimbursment for general wear and tear - this is how they get around IRD.
Most agencies pay around $4 per child per hour so having 4 kids is good. I used to have 7 on my books, but had the maximum 4 at a time. I can't remember the ratio but I think you can have 2 under 2 and 2 under 5? Someone will correct me, but there is a limit. Oh and my student loan is about 4 times or so the amount of yours so don't feel bad! ------------- http://lilypie.com"> 
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Posted By: LJsmum
Date Posted: 01 January 2009 at 6:24pm
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Being a home carer or home educator as they are sometimes called is a great idea.
you can have a max of 4 children under 5 in your care at any time. so you can have three as you have Ethan. You can earn about $4 or $5 per hour per child. You do need to have a play space lounge is fine as long as there is enough room for children to play . must have and toys and equipment. Outdoor area is essential room to kick a ball or run if not having a park close by is great. joining the local toy library is a good option then you have different toys for the children to play with. The advantages of going through a company or organinstion is they find you children and do the parent contract (porse is a bit different check their website) also they take the money and pay you so you are self employed and are contracted to them. The tax is low as well and IRD send you a tax bill at the end of the year. plus a qualifed ECE teacher will visit you and help you with play ideas, educational stuff and support and guidance. Look around there are a few home based care groups out there offering different things. It's a great option if you love kids!  Good luck !-------------  
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Posted By: ElfsMum
Date Posted: 01 January 2009 at 6:58pm
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kaiz:) lol...yeah that is true but i feel i need more atm:)
I have two teaching degrees ..forgot to mention it) neferiti...4 times..wow I dont feel so bad:) did you enjoy it? milo thanks:) I am trained but can always use more ideas.. if I do lose this baby then I will look into it very soon.. ------------- Mum to two amazing boys! |
Posted By: AuntieSarah
Date Posted: 02 January 2009 at 8:36am
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I would've thought you'd get more than $4-$5 per child per hour in Chch - up here educators get 5 or 6 and I would expect more in bigger cities.
The way the tax works is that about the first $3 per child per hour is tax free. So say you earn $6 per hour for 3 children ($18 per hour) 30 hours per week ($540) then only $270 of that is taxable income which is the amount your wff etc is based on. Hope that's not too confusing! Oh and you can have up to 4 children but only 2 of them under 2 ------------- http://lilypie.com">  http://lilypie.com">
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Posted By: ElfsMum
Date Posted: 02 January 2009 at 9:31am
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thanks auntie.. looks like it will be an option soon ------------- Mum to two amazing boys! |