Income from Benefit (WINZ)
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Category: Planning Pregnancy (trying for baby)
Forum Name: Planning Pregnancy (trying for baby)
Forum Description: Trying to get pregnant? Going through fertility treatment? Just planning your first or second child? There are many people out there in the same boat to help and listen and share with
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Topic: Income from Benefit (WINZ)
Posted By: anon
Subject: Income from Benefit (WINZ)
Date Posted: 27 January 2009 at 6:37am
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My husband and I are planning a baby and although I am a fulltime nanny and we had originally decided that I would continue to work looking after others' children as well as my own (my husband is a fulltime student and I really want him to continue with his studies), we would really like for me to be at home with just our own little baby and not have to work except maybe a bit of part-time work. However, we need to work out whether we can afford to do this with the financial responsibilities we have.
Does anyone know what kind of benefit an at-home mother gets with a student for a husband? Not looking for exact figures but just an idea. Thanks in advance :) |
Replies:
Posted By: LouD
Date Posted: 27 January 2009 at 8:02am
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Well if you have been working over 10 hours for 12months you are entitled to the maternity allowance which gives you up to a maximum of around $400(before tax) a week for 12 weeks. So providing you can work as long as you possibly can up to when your due, you will get a good amount to keep you going for a few months to have some special time with bubs.
I am going to try and take advantage of that too, as i earn more than my husband so i will probably go back to work, hopefully at 3months my boss will let me do part time from home..........then at 6months probably go back 30hrs a week and my husband will get a job that works around my job...........As for other assistance, its really not enough to survive on and you end up being so stressed out due to money being so tight etc...........maybe your husband and you both could get part time jobs and work around each other to keep a little bit of money coming in. I used to do 4hrs 2 nights a week telemarketing just to keep a little bit coming in when my son was 5months.........you just do what ever suits..........even if it is telemarketing.............. 
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Posted By: busymum
Date Posted: 27 January 2009 at 4:57pm
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There are calculators available online for low income families (which nearly every family is once they drop down to single income):
Working for Families tax credits www.ird.govt.nz Accommodation supplement from WINZ www.workingforfamilies Both of these are well worth looking into. You can enter your DH's income and it will give you some idea of where you are headed. -------------  |