Sanity Money
Printed From: OHbaby!
Category: General Chat
Forum Name: General Chat
Forum Description: For mums, dads, parents-to-be, grandparents, friends -- you name it! And you name the topic you want to chat about!
URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024
Printed Date: 22 August 2025 at 12:18am
Software Version: Web Wiz Forums 12.05 - http://www.webwizforums.com
Topic: Sanity Money
Posted By: floss
Subject: Sanity Money
Date Posted: 13 June 2010 at 3:48pm
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So now that I have gone back to work, hubby and I have decided that we will start each having sanity money again, just wondering how many other people do this, what sort of amount do you have each week, and what has to be included in this, like lunches etc?
And how do you do it, do you get it out on payday or do you just leave it in the account and spend up to your sanity limit?? Its been so long since we did this im not sure what will work best. ------------- My beautiful big girl Sienna 15.04.06 Double the trouble double the fun Noah & Lola 10/11/07 |
Replies:
Posted By: MrsEmma
Date Posted: 13 June 2010 at 4:08pm
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We have sanity money but the amount varies depending on the week!
We get it out in cash once a week (DH is paid weekly) and I find that much easier than spending up to the limit on eftpos/credit, I find that when I have cash I'm less likely to spend it willy nilly because I can see exactly what I have left. ------------- http://lilypie.com"> 
http://lilypie.com"> 
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Posted By: Caronz
Date Posted: 13 June 2010 at 4:47pm
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DF is paid monthly, he keeps sanity money for him self, transfers same to my acc and the rest goes to the house acc to cover bills, morgage, food etc, kid stuff comes out of this acc.
sanity money for us covers anything that we want/need that isnt brought in the food shop so if we want to buy lunch when there is food at home, its our money, same goes for clothes etc, anything we need/want really |
Posted By: popcorn
Date Posted: 13 June 2010 at 4:53pm
| we have automatic payments into our own wee sanity money accounts fortnightly, that way we can buy each other presents for birthdays etc and its a secret! |
Posted By: fire_engine
Date Posted: 13 June 2010 at 7:23pm
We have $25 each a week - for lunches, coffees, snacks, library fines in my case  , haircuts, clothes .... We also have a budget line called "household" which covers things like the doctor, chemist, some of my haircut, bigger clothes stuff, couples meals out (ha, the 2x a year when they happen!), Dan's haircuts, nappies, clothes.
Ours is conscience ruled, but we have our budget on the fridge and when we spend stuff we write it up - we've found it the easiest way to keep track of what we're spending rather than it being a "fess up" thing. ------------- Mum to two wee boys |
Posted By: Blankney94
Date Posted: 13 June 2010 at 10:33pm
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We had $60 a week each, but then tightened up to $60 a fortnight because we were not making much financial headway. If DH wants to buy booze or buy Lotto, then it comes out of that money. It's also great when you want to make a secret purchase like buying DH a present. ------------- http://lilypie.com"> 
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Posted By: mummy_becks
Date Posted: 13 June 2010 at 10:36pm
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Ours is $50 a week. Pays for my smokes and V and anything else I need (like paying parking tickets ------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived! |
Posted By: emz
Date Posted: 13 June 2010 at 11:36pm
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Ours is $25 a week, which only includes personal spending, no takeaways, nights out together, clothes (except for splurges, but necessities are taken care of) and anything else we agree on. It's purely spending money.
We have our sanity accounts loaded onto our Savings buttons on our Eftpos cards and I transfer the amount fortnightly along with our petrol money. If DH needs more for work (they often spring things on them at the last minute) he pays from our normal account and we decide later on if he needs to pay it back. We'd like more, but we've just increased it from $20 each a week now I'm working more so we feel rich lol |
Posted By: freckle
Date Posted: 14 June 2010 at 8:32am
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we have $50 each a week, which we withdraw in cash fortnightly... It is suppose to cover anything unnecessary basically ------------- mum to 3 lovely girls :D |
Posted By: mummyofprinces
Date Posted: 14 June 2010 at 10:52am
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Gosh better not let DH see this... ours is teeny compared to you guys BUT things are very tight right now and we are trying to stay afloat....
Ours covers coffees (me), beers (DH), lunches ... essentials are budgeted into our savings account. We both have our own accounts that our spending money is put into each fortnight and if special occassions are coming up then our gift amount is transfered in a month or so before hand... -------------   
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Posted By: lilfatty
Date Posted: 14 June 2010 at 11:10am
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Ours is $50.00 per week .. I transfer it over each payday into our respective savings accounts so we have eftpos access to our own money.
It covers any luxury items ... going to the movies, DH like to have coffee on campus so that comes out of his own money, and pressies for each other .. and other "crap" that isnt covered in our budget, like games for DH, my fitness magazines etc. It doesnt cover beer as that is in the groceries or clothes, shoes, haircuts etc .. that all comes out of household expenses. ------------- Mummy to Issy (3) and Elias (18 months) I did it .. 41 kgs gone! From flab to fab in under a year  http://www.femininefitness.co.nz/category/blog - LFs weight blog
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Posted By: GuestGuest
Date Posted: 14 June 2010 at 11:15am
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Ours is $50 each per week. It's only for lunches during the week and going to the pub. Everything else fits into different budget categories.
ETA: to answer your second question, we draw ours out as cash every Monday. That way we always know how much we have left. |
Posted By: jaz
Date Posted: 14 June 2010 at 7:50pm
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I was spending heaps on coffees, lunches etc so now draw $20 a week and that has to do me. ------------- http://lilypie.com"> 
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Posted By: Nutella
Date Posted: 14 June 2010 at 11:19pm
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I just talked to DH on the way home from holiday about this and we are gonna have $50 a fortnight which I think is gonna be heaps but we can revise..not much to spend on here so should be easy...that covers my scrapbooking class, any bits and pieces I want for that, any junk food/coffees and magazines etc....But as I say not much around here to buy hehe. ------------- 
 Oct 11
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Posted By: KitKat
Date Posted: 15 June 2010 at 9:11am
I need some sanity money 
sigh ------------- 
http://www.littlegreenfruit.blogspot.com - Little Green Fruit |
Posted By: ange221
Date Posted: 15 June 2010 at 11:00am
I just need some sanity 
Two pre-schoolers, Two teenage step-kids, and a large dog that's recovering from knee surgery is enough to send anyone round the twist! ------------- http://lilypie.com">  
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Posted By: caliandjack
Date Posted: 15 June 2010 at 11:18am
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Mine is $100 a fortnight out of this I pay for my cellphone, lunches I generally only buy lunch once a week, the rest I get from the supermarket. Neither of us drink.
------------- http://lilypie.com" rel="nofollow">   [/url] Angel June 2012 |
Posted By: nannyabbey
Date Posted: 15 June 2010 at 2:14pm
| we have 10 dollars a week - this is purely for our own extra bits and bobs and doesn't cover clothing, eating out together etc because we have that in another part of our budget. My hubby doesn't struggle with this cause he hardly uses it! and i'm fine when i remind myself about our financial goals! he he. We do have it easier because we don't drink, smoke or play lotto! |
Posted By: nannyabbey
Date Posted: 15 June 2010 at 2:24pm
| forgot to say we are budgeting for one income only - about to have baby and did not want to guarantee any income from me for a year. |