Health Insurance & Obstetric Care?
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Topic: Health Insurance & Obstetric Care?
Posted By: Velvet
Subject: Health Insurance & Obstetric Care?
Date Posted: 06 July 2011 at 2:13pm
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Thinking ahead here...
Because of my health problems I will need an obstetrician when I get UTD, does anyone know if Southern Cross medical insurance cover you for obstetric care? ------------- http://lilypie.com"> 
Angel Baby, March 2012 |
Replies:
Posted By: CrazyCass
Date Posted: 06 July 2011 at 2:40pm
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I think there is a limit of around $1500 - might pay to check
One of my friends have just been through it & have had to pay an extra $3,000 to cover their care. Is there anyway you could get it covered publicly? Once you are UTD, or you could call a MW now and see what they say? ------------- http://lilypie.com"> 
http://lilypie.com"> 
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Posted By: Mumma2be
Date Posted: 06 July 2011 at 3:24pm
| Depends if your policy includes it, just ring them and ask :-) I do know that you need to be on the policy for 3 years before you are eligable though. |
Posted By: Princess_Bubs
Date Posted: 06 July 2011 at 7:19pm
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Second to what the others said...
The wellbeing two and Ultracare plans both cover$1,250 worth of obstetrics after 3 years continuous cover, however an obstetrician costs $3-4k. Im pretty sure though if you are considered high risk, that your midwife will work in conjunction with an ob and that will be funded. Good luck  ------------- http://lilypie.com" rel="nofollow">  Two Precious Angel Babies 2010 / 2011 
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Posted By: KarenMae
Date Posted: 07 July 2011 at 8:48am
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What PB said...
I know there is another plan (can't remember the name) which I think has $500 cover. And you do have to be on for 3 years continuously... I am doing obstetrician privately and he costs $3300 - so out of pocket $2050... Has a good payment system though.... $1100 at 20 weeks, and same again at 30 and 40 weeks. So no out of pocket expense until 30 weeks which is a wee while off... ------------- http://lilypie.com"> 
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Posted By: Velvet
Date Posted: 07 July 2011 at 2:23pm
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Thanks guys. I've had the health insurance policy for a while, it is a shame that they cover so little of it - but I guess every bit helps. I'll have to give them a call and see :)
I will be considered high risk, so hopefully the govt will help out somehow! ------------- http://lilypie.com">
Angel Baby, March 2012 |