Travel insurance while pregnant (22 weeks)
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Category: Pregnant
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Topic: Travel insurance while pregnant (22 weeks)
Posted By: Mrs JCD
Subject: Travel insurance while pregnant (22 weeks)
Date Posted: 24 October 2012 at 7:07pm
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DH and I are travelling to the US when I'll be 22 weeks pregnant, returning around 24 weeks. I'm definitely getting a letter from my OB that it's safe for me to fly + also checking the airline policies. But, travel insurance seems a bit of a harder task. I'd love any recommendations about which insurance companies provide travel insurance after 20 weeks, and good coverage. From what I've seen so far, most (like Southern Cross) only cover up to 20 weeks. It's our first baby, so I don't have any history of complications which would add difficulties. Thanks heaps in advance  ------------- http://lilypie.com" rel="nofollow"> 
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Replies:
Posted By: AandCsmum
Date Posted: 24 October 2012 at 9:15pm
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What about the insurance you buy with your tickets? If you're flying Air NZ? ------------- Kel http://lilypie.com"> 
A = 01.02.04 & C = 16.01.09 & G = 30.03.12 |
Posted By: Séraphine
Date Posted: 24 October 2012 at 10:24pm
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A lot of insurance companies will cover you up to 30 weeks but it must be listed as a condition and you would pay a premium, I'd ring around a few and actually just out right ask. Good luck ------------- http://lilypie.com" rel="nofollow">  
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Posted By: Séraphine
Date Posted: 24 October 2012 at 10:31pm
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Air New Zealand uses QBE, here is some informative found: If you have any questions regarding our policy, please telephone our Customer Service Centre Toll Free 0800 800 608, or Auckland (09) 300 5331. http://www.airnewzealand.co.nz/travel-insurance-with-flights-to-world Existing Medical Condition(s) means: (a) any chronic or ongoing (whether chronic or otherwise) medical or dental condition, injury, illness or disease of which you were aware or should reasonably have been aware, or which is medically documented within the last 12 months or under investigation in the 12 months prior to the issue of the Certificate of Insurance; or (b) any physical, mental illness or medical condition (including pregnancy), defect, injury, illness or disease of which you were aware of or should reasonably have been aware, or for which treatment, medication, preventative medication, advice, preventative advice or investigation has been received or prescribed by a medical or dental adviser in the 60 days prior to the issue of the Certificate of Insurance. ------------- http://lilypie.com" rel="nofollow">
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Posted By: epictraveller
Date Posted: 25 October 2012 at 8:54am
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Travelsure covers you up to 26 weeks! ------------- #1  Angel babies April 2013, Nov 2013 IVF #1 Nov 2013-CP IVF #2 May 2014-BFN IVF #3 Feb 2015-BFN DS Jun 2015-BFN Oct 16 -Natural BFP! TTC #2 |
Posted By: Mrs JCD
Date Posted: 25 October 2012 at 6:17pm
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Super helpful, thanks everyone!! We'll get on to calling around these as I'd like to get it sorted as soon as we can. ------------- http://lilypie.com" rel="nofollow">
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Posted By: ArielAngel
Date Posted: 26 October 2012 at 11:25am
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I was googling this not long ago (trying to work out when I could fall pregnant to still make my brothers wedding overseas) - I thought this link was helpful http://http://www.comparetravelinsurance.co.nz/guides/pregnancy-travel-insurance-guide.html" rel="nofollow - http://www.comparetravelinsurance.co.nz/guides/pregnancy-travel-insurance-guide.html ------------- After 16 months TTC, surprise BFP July 10 DD1 Mar 11 After 9 months TTC, BFP on 4th Clomid cycle Feb 13 DD2 Oct 13 |
Posted By: Mrs JCD
Date Posted: 30 November 2012 at 11:42am
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Just an update that we now have me insured through Columbus Direct, who cover up to 30 weeks. You do need to pay for their 'Pregnancy Exclusion' to the policy though. We initially purchased through 1-Cover - only to find (when reading the fine print) that they didn't cover me for childbirth, antenatal and essentially anything relating to a worst case scenario for pregnancy - despite verbally stating this would be covered on the phone. Annoying, but thankfully got a refund. Southern Cross, QBE and any of the main insurance providers didn't cover childbirth etc for the period in which we're travelling (24 to 25.5 weeks and travelling to the US). I would definitely recommend starting the process of looking for insurance as early as possible, and reading the full terms and conditions of the policy. We also found there are also exclusions by some providers if you have a pregnancy with multiples or have used fertility treatments to get pregnant, which would add extra complexities if that's your situation. To be on the safe side, we've got a letter from our OB confirming that I'm safe to travel - and we'll be taking a copy of all our OB records (scans etc) along with us. Hope that helps! ------------- http://lilypie.com" rel="nofollow">
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