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Working for families payout

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Category: Pregnant
Forum Name: Pregnancy
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URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=2571
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Topic: Working for families payout
Posted By: Two Blondinis
Subject: Working for families payout
Date Posted: 23 May 2006 at 11:01am
Hope you don't mind Leish, but this jogged my ever decreasing memory and I thought there must be someone on here that is applying for it.

Copy of Leish's post on "baby payout":
Does anyone know - and I have looked at the website but am still not sure - much about the working for families thing? When we do get pregnant and after baby comes and I stop working, our income and having two children will mean that we will qualify for some assistance in the working for families package. But, do they assess your income from the previous tax year to determine your eligibility or will they go on what you are on at the time?


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http://lilypie.com">



Replies:
Posted By: AlyAyde
Date Posted: 23 May 2006 at 11:07am
Yes we have applied for it the threashold with 2 kids is amazingly high. I think you can earn eighty something grand. Its worked out on your current wage. And you can get paid fortnightly, weekly or yearly.

We have opted to be paid yearly. Just for the pure fact that my DH sometimes gets paid a bonus etc and if we got paid weekly we would have to pay some back. So just works out better for us if they work out total income at end of financial year and then how much they owe us. Such a bonus. I think i worked it out that we would get about $30 a week. YAY.

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Jayde 25/12/04

Alyssa 08/04/03

http://Alyayde.bebo.com


Posted By: emeldee
Date Posted: 23 May 2006 at 1:44pm
You can apply on the IRD website (www.ird.govt.nz) or through www.workingforfamilies.govt.nz

You predict what your income for the year will be and they calculate your entitlement - try to be pretty close or you can end up with an overpayment bill at the end of the year.

Check out with Work and Income to see if you also qualify for any Accomodation Supplements - more information on the working for families website for that - we don't - but best wishes and fingers crossed for you

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Posted By: aimeejoy
Date Posted: 23 May 2006 at 1:45pm
oooo, $30 x 52 weeks!! That will be a nice lump sum at the end of the year. We get some as well, not sure exactly how much, but will get it yearly as well to avoid having to pay any back

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Aimee

Hannah 22/10/05
Greer 11/02/08


Posted By: Two Blondinis
Date Posted: 23 May 2006 at 6:46pm
So do you base it on your income once you are on paid parental leave?

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Posted By: AlyAyde
Date Posted: 23 May 2006 at 6:49pm
yeah i would and then once your paid parental leave stops. Re evaluate how much you will be entitled to

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Jayde 25/12/04

Alyssa 08/04/03

http://Alyayde.bebo.com


Posted By: Two Blondinis
Date Posted: 23 May 2006 at 7:01pm
Thanks for that. I'll go have a looksie at that website now as I'm hoping we'll get some help when I go back part-time after I finish maternity leave

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Posted By: Leish
Date Posted: 23 May 2006 at 8:49pm
Thanks for bumping that Toni - and thanks everyone for your responses. I think we would get it paid fortnightly - we don't have any changes in income from pay to pay (no bonuses) and we will definately be needing that extra to get us through the time that I won't be working at all. Thats a relief that they assess it on your actual income rather than that of the previous year - we would get a whole lot of JACK if they did that!!

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Posted By: jax
Date Posted: 23 May 2006 at 10:02pm
I'm still sad that we won't be eligible for any kind of support

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Jacquie - Mama to Erin, 13.07.06 - Chief Cat Chaser & Marmite Sammie Eater



Love many, trust few, harm none. ~Anon~


Posted By: Sarah Beth
Date Posted: 24 May 2006 at 8:20am
how come you get nothing Jax? My DH will be self employed so I am picking that the annual payment is probably going to be best for us! (when I eventually fall pregnant that is)

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Posted By: jax
Date Posted: 24 May 2006 at 8:49am
We earn too much even on a single income

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Jacquie - Mama to Erin, 13.07.06 - Chief Cat Chaser & Marmite Sammie Eater



Love many, trust few, harm none. ~Anon~


Posted By: Roksana
Date Posted: 24 May 2006 at 9:40am
Ohhhh Jax...lucky you!!!!!

Yah I am kinda sad that we were not entitled to any either. Hubby and I earn way too much...even if we had two kids we still wont be eligible.....damn.

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http://lilypie.com">
http://lilypie.com">


Posted By: jax
Date Posted: 24 May 2006 at 10:32am
*snort* Don't know if I'd say lucky, but on the other hand, I really shouldn't complain ! I guess I get a little annoyed about it only because I know DH worries a lot about money and the extra pressure we will be under once bubs comes along - and it would be nice if there was even a *little* extra just to help us out with our girl. Oh well ! I have a roof over my head, a bed to sleep in, and food in the fridge... not to mention a darling husband, so I'll shut up now

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Jacquie - Mama to Erin, 13.07.06 - Chief Cat Chaser & Marmite Sammie Eater



Love many, trust few, harm none. ~Anon~


Posted By: Roksana
Date Posted: 24 May 2006 at 1:15pm
I agree...a little help would have been great. Ok so we earn heaps but we also have a huge mortgage....oh well. Like you I am just glad that I have a house, hubby and my beautiful little girl! cant ask for more!

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http://lilypie.com">
http://lilypie.com">


Posted By: Leish
Date Posted: 24 May 2006 at 1:17pm
If the next baby was going to be the first for the two of us, we wouldn't qualify for any assistance on hubby's income with one child. And I don't think he earns THAT much...

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Posted By: Two Blondinis
Date Posted: 24 May 2006 at 2:32pm
Just checked all of our finances on the IRD calculator and it says that we are entitled to $5 a week. I'll try not to spend it all at once

On a serious note, I think we'll actually leave that $5 in the govt bank for people who really need it. Like you Roksana we get paid well (I suppose lol) but we also have a huge mortgage. Ahh well, makes you realise there's always someone out there worse off than you.

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Posted By: Roksana
Date Posted: 24 May 2006 at 4:47pm
So true......

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http://lilypie.com">
http://lilypie.com">


Posted By: toniellis
Date Posted: 24 May 2006 at 11:24pm
Just wanted to add something....if you have baby partway through the financial year (1st of April-31st of May) then don't forget to take account of the money you have already earnt when you do your estimate of your income for Working for Families. Say you have Bubs in June & you have earnt about $8k in that time then you get Paid Maternity leave, you need to include that in your estimate so the IRD don't overpay you & then give you a bill the following year.
That happened to a friend of mine & it made a mess of her finances.

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Mum to Alex (11), Blaire (10) & Erika (8) and Damien (6)

Successful HWB VBA2Cs!
Soon to be surrogate


Posted By: Roksana
Date Posted: 25 May 2006 at 9:27am
Hey Toni...How are things with you?

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http://lilypie.com">
http://lilypie.com">


Posted By: Alan & Bubbles Mummy
Date Posted: 25 May 2006 at 11:02am
Just want to say and I am not having a go at anyone or anything just want to add a point. we wish we did not get or need any help and it would be lovely to have a morgage I mean atleast you know hte house is your's (well kinda) and no one is going to sell it out from under you. As I said not having a go just thought I would add my 2 cents in.


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Posted By: jax
Date Posted: 25 May 2006 at 11:26am
Yeah I know what you mean Alan's mum, and don't worry I know you're not having a go... that's what I meant before about how I shouldn't really complain, I have a house that is essentially mine, and as Toni said there are heaps of people who have way less than that, so I am very very thankful.

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Jacquie - Mama to Erin, 13.07.06 - Chief Cat Chaser & Marmite Sammie Eater



Love many, trust few, harm none. ~Anon~


Posted By: Alan & Bubbles Mummy
Date Posted: 25 May 2006 at 3:23pm
Hey in saying that I am also very very thankful for what I have I don't want to sound like I am moaning. I have a wonderful husband that loves me dearly a beautiful boy who mean's the word to me and a baby on the way who I can't wait to meet, and I am sure there are alot of people that wish they had what I ahve so I guess we should all be greatful for what we do have and not worry about what we don't.

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http://lilypie.com">
[url=http://lilypie.com][/url


Posted By: shelleybean
Date Posted: 19 July 2006 at 3:08pm
Any more progress on this girls???

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http://lilypie.com">



Posted By: mummy_becks
Date Posted: 19 July 2006 at 4:19pm
We curently get a nice sum a week from IRD. DH isn't on the best income in the world but it does pay the bills. On top of that we get an accomodation sup. I must admit I am so sure everyone in Auckland can get this if they have children as we in Palmy who own our own home can only get a small amount, but it does help. The accom is done on where you live in NZ, how much you earn and if you rent, own or board. Then you have to give them your house expences (insurance, mortgage payments) and they work out your magical figure. I think it is a tad unfair as my friend lives 20kms away from me has 3 children and can get nothing.

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I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!


Posted By: Maya
Date Posted: 19 July 2006 at 4:40pm
Yep, I get Acc supplement ad family support (family assistance plus in work payment and child tax credit. Like someone else said, it would be nice to need it, but then this time 3 years ago I was on the DPB so I am far better off now than then, and this time in 3-5 years I will hopefully be back at work full time and not needing it.

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Maya Grace (28/02/03)
(02/01/06)
The Gremlins:Sienna Marie & Mercedes Kailah (14/10/06)
Lil miss:Chiara Louise Chloe (09/07/08)
Her ladyship:Rosalia Sophie Anais (18/06/12)


Posted By: nikkitheknitter
Date Posted: 19 July 2006 at 7:21pm
How cool is the 20 hours free childcare for 3 and 4 year olds coming in next year???

I'm so glad it isn't based on income!!

Feel like as a single mother I've been draining the coffers but seems like there is a little in there for most people!


Posted By: my2angels
Date Posted: 19 July 2006 at 8:40pm
does anyone know how the accomodation assistance works if you are building a house so technically have a mortgage but are also renting, would you still be able to get something if you meet the other criteria?


Posted By: linda
Date Posted: 19 July 2006 at 8:45pm
We have two kids at creche so am really looking forward to the 20 hours free childcare. Harry will be 4 when it comes in and Alex will be 1 so at least he will get the full benefit.


Posted By: shelleybean
Date Posted: 19 July 2006 at 8:47pm
mmmm it's very interesting isnt it. Hey thats cool you can get 20 hours free child care.

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http://lilypie.com">



Posted By: mum2paris
Date Posted: 19 July 2006 at 10:27pm
mmm Paris will be close to 4 and ayja will only be a year away from it so she will qualify for it just as paris goes off to school - wooo hadn't thought of that - i guess in 2 years time we will hopefully have a little more money on our hands.

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Janine and her 2 cool chicks, Paris & Ayja



Posted By: mummy_becks
Date Posted: 20 July 2006 at 9:39am
Give them a call Robyn, they will be able to tell you what you can actually get. I am so looking forward to the 20 hours as Andrew turns 3 in April and it comes in around then so we will only have to pay for 25 hours. He's booked in fulltime as I study fulltime and if I need to go to Massey on a different day to my lectures then I know I can go without him.

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I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!



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