Do you have Life INS and a WILL?

Just wondering how many people have these set up?

We both have life insurance, is common sense when you have a mortgage etc but have never got round to writing a will. Really should, but its so morbid.

Yeah, we will definately be doing both before we buy our own house.

We have life insurance and wills, we wanted to make sure that if one of us dies then the other will be taken care of (house paid off and a little extra)and in the event that both of us die then we know who the kids will go to and will be looked after financially too.

Edited by mummydee

We have life insurance though DH's needs to be upped as it was based around our old mortgage not our new one. Mine probably needs a little updating too but it's not bad.

We need to get around to a will though but its a contenious issue with DH and I when it comes to who will get guardianship of daniel.

We have life Ins, health ins and out of date wills.  Apparently they are nul and void when you get married....need to get onto that.  We also have a relationship property agreement that I would like to rip up as its not appropriate anymore.  Oh and powers of attorney as well

My DH and I both have wills, but will need to update it for the baby.

As for Life Insurance, I have a lovely pile at home, to try and find the best plan.

I have full medical insurance through my work for my DH aswell, I wonder if they will let me put bubs on there too, that will have to wait till materinty leave is over.

Becks - Nigel should be completely covered through the army as he won't qualify for life insurance anywhere else.

So yes DH has life insurance and he doesn't have medical as the army pays. I've got both (mum pays) as I'm so much of a disaster medically that it would be stupid not to have it.

We have wills but at the moment we have new ones to update with Jack included, just haven't got round to signing them yet as we keep forgetting when friends are over.

IMO if you have kids, its kind of weird not to have some form of life insurance and a will. You can't just go by on the thought that everything will be fine if you did die. Like for us Jack goes to my parents, not the inlaws as we don't want him going there, but they would probably fight for joint custody if we both died without a will.

We have both got life insurance, toegther with the mortgage - I do find it reassuring to know that we are sorted if anything happens.  We don't have a will yet, mostly because we can't decide what we would want done with Luke...

We are bad and don't really have either. I've currently got some life ins thru my job, but I will probably resign. It seems a lot of $$ for something you will never really need.

We've both got some superannuation, which would cover our current mortgage, but we would need life ins when we get a bigger house and mortgage.

I did a will online when I was pregnant, but no-one would know where to find it if I croaked! We can't really agree who would take A if we both died - I think my mother and DP thinks his brother. I thought it was an important point raised by Ginger about making sure the people that take your baby get some money to help make it easier for them.