Banks - who is best?

So I'm after some opinions on which banks offer the best services.

I am currently with TSB, but they a) don't offer interest on savings accounts and b) don't offer a Debit card.

I am after somewhere that I can have a few accounts (bills, savings, car, general etc.) as well as a debit card, and am also thinking about opening an account for Jade and Amber to put a small amount of money in per week. I don't want to have to pay much in fees - I mainly use electronic banking (eftpos and internet banking).

Who do you recommend, and why?

We are with ASB and I find them fantastic!

I would rate national bank among the top. Also ASB is very good. BNZ is also fine. I'm not sure about kiwibank as I have never dealt with them.

Westpac is fine but they are not always the best at keeping information confidential i.e. I found out about an account my grandma had in trust for me that I shouldnt have through them, also the same thing happened with accounts my uncle had for me and my brother. my credit card also got sent to my mils house instead of to me.

I have had nothing but problems with TSB so in my experience would not recommend. But we do have a debit card so i'm not sure why you wouldnt. But we get charged for absolutely everything.

Currently I we are with the national bank, tsb and westpac. We are looking to get out of tsb as soon as our mortgage is up and either go to national or westpac depending on who has the best deal.

We are with National and Westpac.

I like national better than westpac but accounts/kiwisaver for DD were better with westpac so we have an account with them.

National have been fantastic I've been with them for over 10 years and never considered changing and DP moved his banking across when we combined finances too.

kebakat wrote: We have bnz total money which means we can have up to 10 accounts. All the accounts earn interest every month. It costs us $10 a month but I just love being able to have that many accs and I can open them online myself.

We have this too. We also have our mortgage with total money.

I have a debit card from BNZ too :)

And there Credit Cards give you flybuys

We have been with kiwibank for awhile & we are happy with them. We have an everyday account that we pay no fees on & a saving account.
We have a debit card & no credit cards.

I am thinking of opening up a few more accounts & kids acounts. But we are going to do kiwisaver for the kids also.

We're with national bank and BNZ. Mortgage with NB but we run pretty much all our savings through BNZ with the total money account. We have a debit plus card with BNZ it's great as we have to transfer the $$ through to it so it reduces impulse shopping. We've got about 8 accounts set up for different stuff, it's WONDERFUL!

kiwigal wrote: BeLoved wrote: We are with ASB and I find them fantastic!   Same here

Ditto! We don't pay any fees and I find their internet banking awesome.

Streamline has no fees for electronic transactions. Their banking is realtime so no delays and I know it sounds silly, but some banks only let you put numbers as references and that is a pain when you look back at your statements, but asb let you put letters as references eg from Mum and Dad or whatever.

Edited by pikelets

Totally recommend BNZ! Same reasons as above

I can't UNrecommend ASB enough they have been nothing but dreadful in their dealings with us!! They charge us for anything they possibly can, refused to help us when DPs hours/income got cut and their call staff can be so rude!! I would never use them again nor could I recommend them to anyone!

Totally with astral monkey about RaboDirect, we have our savings with them too. Good interest rates, really easy to use and you can have multiple accounts with no fees. We have a savings account for Campbell, as well as for us and an emergency fund account. Awesome!