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SBM
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Topic: Surviving on the DPB Posted: 04 September 2009 at 3:09pm |
My DP and I are thinking about going our separate ways at the end of the year (depending on where he can get a job). I've started looking into what sort of financial support I can get and I hope the WINZ website is only telling me half the story! It says you get a weekly income of $272.70, but I'm sure there must be additional supplements/allowances on top of that?
Sorry if this is a cheeky question, but how much do you get on the DPB? What sort of additional support can you apply for? I tried talking to my case manager about it and he wasn't much help
I've been looking at rental places in Wellington (where I'll be moving to) and finding somewhere that's not a dark, damp hole in the middle of no where for under $200/week looks impossible! I'll go crazy if I live too far away from the city (I tried living in Upper Hutt for a few months and hated every single moment  ).
How do people manage!?
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Bobbie
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Posted: 04 September 2009 at 4:02pm |
You'd probably get the accomodation supplement as well but I don't really know sorry.
Sorry to hear about your relationship breaking down.
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jazzy
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Posted: 04 September 2009 at 4:18pm |
Sorry about you & your DP.
You will get accommodation, not much else. You say you have a case manager already so I take it you are getting assistance for something, so it may cancel that out when you go on a benefit.
You wont get much on it & with only 1 child.
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clover
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Posted: 04 September 2009 at 4:37pm |
Sorry to hear about your relationship troubles, unfortunately you won't get a heck of a lot in Wellington for less than $200 per week, in fact I don't really know if you would get your own place for less than $250 per week.
My brother used to live in a 2 bed flat in Haitaitai, pretty old fashioned but perfectly acceptable and I think he paid nearly $300 for that.
Edited by summerlamb
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monikah
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Posted: 04 September 2009 at 4:57pm |
maybe try petone. thats where we live and love it. we are really close to the train station though so town is either a 7 min drive or 12 minute train ride. you have everything real local. cafes, supermarket, beach etc... sorry not much help with the DPB question but that may help the living arrangement?
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MrsH
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Posted: 04 September 2009 at 5:39pm |
You'll know yourself where the cheap accommodation is in Wellington but you could try Housing NZ as they have income-related rent. They also have waiting lists too but worth a try. They're demo-ing many of the 'units' in Porirua and building cute little townhouses. My Mum is in one and something like that would be perfect for you and Natalie (that's if you'd consider moving to the mighty Rua).
Not sure about what you'd get on the DPB sorry.
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FreeSpirit
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Posted: 04 September 2009 at 5:42pm |
Just my opinion, but 272 + accomodation supplement should be enough shouldn't it? My DP and I survive on 360 a week, we have the internet etc and he gets meat for dinner every night.....
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Tastic
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Posted: 04 September 2009 at 5:55pm |
Sarah Id ring the 0800 number (0800559009) and just ask them!
you should be entitled to the benefit, accommodation supplement (the accom sup depends on which area you live, as every area has a different amount)
I agree with MrsH try applying for housing nz house - Id apply now as sometimes they have a huge wait list
also does Wellington have like council housing too? you could apply for both
Ill ask my friend if she receives anything else and let you know
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freckle
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Posted: 04 September 2009 at 6:21pm |
Flutterby wrote:
Just my opinion, but 272 + accomodation supplement should be enough shouldn't it? My DP and I survive on 360 a week, we have the internet etc and he gets meat for dinner every night..... |
wow that's impressive! is that after rent? You must be much better than us at budgeting
When I was on the DPB years ago I got about $330 including accom allowance - but that's in chch so you don't get as much for accom.
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FreeSpirit
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Posted: 04 September 2009 at 6:24pm |
Lol, nope that's before rent comes out. That's what left of his wage after tax and 1 pre-existing bill he had prior to him and I getting together. So rent, phone, power food etc etc come out of that. We have a boarder to help make ends meet. Maybe you could get a boarder SarahBoBera? Something to think about...
Edited to add I get my WFF payment as well, but that goes into savings for our daughter and pays for extra luxuries for us, we don't "live on it"
Edited by Flutterby
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Bobbie
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Posted: 04 September 2009 at 6:40pm |
Woah! That is impressive budgeting.
A border is a great idea!
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freckle
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Posted: 04 September 2009 at 6:54pm |
I am sooooo impressed!! I wish we could be that good flutterby! My problem is I always make extra trips to the supermarket and end up spending more than I need to when I spot a bargain he he... we don't pay rent and power and still live on more than that  lol we should be able to cut back I'm thinking
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FreeSpirit
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Posted: 04 September 2009 at 7:03pm |
The bit I find hard is, because of DP's gross wage earnings we are eligible for accomodation supplement from WINZ, of a grand $1. Which then has to be paid 50/50 into our bank accounts. So I told them to stick it, the bank fee's would eat it anyway.
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SBM
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Posted: 04 September 2009 at 7:09pm |
Hmmm yeah a boarder might be a good idea. And I also had a look at TradeMe's flatmate listings and there are a few places where other families/single parents live who are looking for flatmates and don't mind kids.
Monikah I  Petone but it's pretty expensive to live there too!!
Flutterby, I don't know for sure but I imagine accommodation costs are cheaper in Wanganui than they would be in Wellington? Either way though, that's very impressive budgeting!!
MrsH I think I will look into Housing NZ and what they offer. I'm just worried we'll end up living in the "bad" part of town, which doesn't sound like much fun  But a roof there is better than no roof!
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FreeSpirit
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Posted: 04 September 2009 at 7:19pm |
You're right Sarahbobera, accomodation is cheaper here, and yes, I live in a bad part of town so my rent is as cheap as I could find. I drive an old suzuki swift, and I've had one haircut since I was pregnant. But the rent is paid, the car is registered, the dog is registered, there's food on the table and the bills are taken care of. Something I learned a long time ago is it's not where you live, it's the love in your home that matters.
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Treen
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Posted: 04 September 2009 at 7:19pm |
How come you're moving to Welly, Sarah? Is that where you're from originally? Also, your partner will have to contribute child support too, right?
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Snappy
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Posted: 04 September 2009 at 7:19pm |
We lived in a two bedroom flat in petone - $220 per week which was right off Jackson street.
Best of luck. Must be very hard for you.
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catisla
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Posted: 04 September 2009 at 7:28pm |
Wellington does have council housing (i used to work for them) - though 2 -bed properties are in high demand so i would contact them now if i were you - they can do a phone interview/assessment. You can then be put on the waiting list.
A lot of the city centre accommodation is flats in large blocks though - there are a few stand-alone houses, but they hardly ever come up.
If you are willing to consider suburbs such as Miramar, Strathmore you stand a better chance of an offer of housing than in the city centre.
Housing NZ accommodation is mainly out of town anyway, but definitely put your name down for both them and the council.
Link for Wellington council website
council housing
ETA - if you do want to apply, i would print off the application form on the website and post it in with a note requesting a telephone interview
Edited by Susiec
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Maya
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Posted: 04 September 2009 at 8:02pm |
Wow Flutterby, your live-on money is less than my weeks rent!  Impressive!
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MrsMojo
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Posted: 04 September 2009 at 8:05pm |
You might also be able to find a self-contained granny flat type place. Do you want 2 rooms or are you happy for Nat to continue rooming in with you?
ETA: someone mentioned child support, I'm a bit vague on the ins and outs but I think that any child support paid goes to IRD and you only get a small increase in your DPB. You may want to come to some other arrangement whereby he buys things that you need for Nat or sends grocery vouchers etc (although the private arrangements may not work if you're on the DPB, you'll need to chat to someone in the know)
Edited by MrsMojo
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