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mummy_becks View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote mummy_becks Quote  Post ReplyReply Direct Link To This Post Posted: 11 August 2008 at 9:41pm

Nikki is talking about the Training Incentive Allowance and it doesn't go anywhere these days to pay for uni fees let alone daycare, travel, books etc. I have seen how much some woman have ben given for their Massey fees and it probably paid for 5 papers out of the 8 needed to be full time. I have seen some of these woman's grades as well and they work bloody hard to do well in the studies to get off the DPB.

The universal SA would be great if it didn't affect your accom suppliment or WFF payments.

Mel you should get some money from IRD (the old child support), you just wouldn't get the in work payment.

I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
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caliandjack View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote caliandjack Quote  Post ReplyReply Direct Link To This Post Posted: 11 August 2008 at 9:45pm
Originally posted by MelanieAndBree MelanieAndBree wrote:

[

And what about those single parents with more than one kid? How are they meant to afford to live etc if they, like you, got no extra help?

 

I



There are lots of parents doing exactly this, on their own and not getting any govt assistance. Just cause a partner leaves doesn't mean you automatically qualify for any help.
Child support is a load of toss, and that's only if the other parent agrees to pay.

I've never had to get any benefit from the govt, as i've always worked and paid my taxes, and i'm glad it goes to those that need it, especially if it helps them get ahead.
I get annoyed at those that have never worked a day in their lives, and spend all their time on the benefit. I guess that's what this policy is aimed at.


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cuppatea View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote cuppatea Quote  Post ReplyReply Direct Link To This Post Posted: 11 August 2008 at 9:59pm
I personally just don't understand why they can't get a student loan and pay it back like everyone else has to. Yes it is beneficial for women to be educated and get better jobs but there are plenty of young women who get pregnant and instead of the man doing a runner he sticks around, they struggle like hell and she gets nothing, that is not fair and its not right. I'm not necessarily saying that single mothers should get nothing but they shouldn't get special treatment just because they are single.

And why should couples both work, I have recently quit work and we get nothing off WFF but we are by no means well off, I will be out of my job for a few years and it will be a struggle for me to get back into it because I work in an industry that moves quickly so even if I didn't want to change careers I would still be buggered cos I would get no help to upskill and return to the workforce and even if we did qualify for WFF I still wouldn't get any help because my husband earns over the thresholds which is a total joke.

I understand that not all women are in the situation they are in on purpose or cos they want to get a free ride but seriously put yourself in my shoes and i think you would be pretty peeved at the double standard as well.

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lizzle View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lizzle Quote  Post ReplyReply Direct Link To This Post Posted: 11 August 2008 at 10:19pm
i don't like blanket policies like this really. I mean, yes, it woud be ideal if everyone who had a achild over 6 could get a job, BUT jobs that fit the hours are few and far between, and employees that are sympathetic to people with children, let along single mums are also not as common as we think.
I think this policy will cause a lot of stress for people, and the rate of homelessness will increase.

and yes, there are people ripping off the system, but that will happen rehgardless and i am happy to pay my taxes knowing the majority goes to people who seriously need the help.

I think that WINZ needs more ability to use discretion, rather than saying "well, our policy says this, so NO"
looking more at each case on its own merits so to speak.
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nikkitheknitter View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote nikkitheknitter Quote  Post ReplyReply Direct Link To This Post Posted: 11 August 2008 at 10:25pm
See I really don't consider being on the DPB as 'special treatment'

As I said in my original post, while it felt like a lot of money to be getting at the time, there was no way in hell it was sustainable to live on. I don't know how people do it for years and years. I guess that's how people end up getting stupid loans from finance companies and then get themselves into real trouble!
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nikkitheknitter View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote nikkitheknitter Quote  Post ReplyReply Direct Link To This Post Posted: 11 August 2008 at 10:28pm
Originally posted by lizzle lizzle wrote:

i don't like blanket policies like this really. I mean, yes, it woud be ideal if everyone who had a achild over 6 could get a job, BUT jobs that fit the hours are few and far between, and employees that are sympathetic to people with children, let along single mums are also not as common as we think.
I think this policy will cause a lot of stress for people, and the rate of homelessness will increase.


Yep, agree here too. I don't think you can have a policy which says "Kid = 6. You're off!" and cut the money.

As the process goes now, you are really encouraged to set goals etc and get back into the work force. It ain't a matter of being kicked off but they certainly don't make it easy for people to sit around and do nothing. Well... they didn't for me either.

Andddddddd one last thing... it was actually bliming hard to move back into the workforce (well, I suppose couples find it just as difficult!) but trying to time getting a place in a childcare centre, getting a job to coincide with the start of childcare so that I wasn't liable for fees without income, and all the rest was tough. I'm just lucky as hell my employers were flexible.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BuzzyBee Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 12:15am
Cuppatea it's not 'special treatment' as you deem it, it's more helping single mothers get off on the right foot.

And paying off a student loan? You have to be kidding me ...I'm on the bones of my arse some weeks and struggle just to get all our groceries and the bare essentials and thats whilst BOARDING with my parents. Lord knows how we will cope when we move out but I'm determined to see that through.

My father has been paying a large amount in taxes for YEARS because he earns a damn good wage. As he says, I'm only earning back what he's paying ....and even then I'm not earning near as much as he pays in taxes.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote BuzzyBee Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 12:20am
And just to add - every last penny I get given goes on the boy, I haven't bought any new clothes for myself since before falling pregnant, every week its board, food, medication & petrol and clothes for Lucas when need be.

It's not as great as some of you make it out to be, and sure I understand there are couples that struggle just as much and thats where the WFF comes into place, if you earn over a certain amount then according to them you should be able to cope with a decent budget in place. No need to single out those of us who are eligible for AND RELY ON financial assistance to provide shelter, clothing and food for our children
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james View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote james Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 6:32am
Originally posted by Mum2Lucas Mum2Lucas wrote:

And just to add - every last penny I get given goes on the boy, I haven't bought any new clothes for myself since before falling pregnant, every week its board, food, medication & petrol and clothes for Lucas when need be.

It's not as great as some of you make it out to be, and sure I understand there are couples that struggle just as much and thats where the WFF comes into place, if you earn over a certain amount then according to them you should be able to cope with a decent budget in place. No need to single out those of us who are eligible for AND RELY ON financial assistance to provide shelter, clothing and food for our children


yep i agree
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AliaDawn View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote AliaDawn Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 7:48am
I think it's a great idea - they need to be HEAPS tougher on the UB especially.. it should be a temporary thing, why is it treated as some eternal supply of money? Mike was on it for a few months, when Seb was little, but he was desperately trying to find a job at the time...

When he works, it'll be for what, 35 years? fulltime... he will pay far, far more on tax over that time than we've ever gotten for student allowance or UB.

And cuppatea - Student loans pay for course fees, student allowance (free money, you don't pay back, similar to dpb/ub) is what you live on. Also to get a student allowance, you have to be studying full time... I don't think many single mums have the time for this!

And it sure isn't great living, on the student allowance, we spend $50-80 on shopping a week - mostly fruit/veg, the odd on special meat, and basics like budget bread, pasta etc. We can't even afford to go to the blimmin dentist... I can't wait till Mike finishes studying, and gets a full-time job! Or even for the xmas holidays, when he will work full time over those.

Edited by AliaDawn

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nikkitheknitter View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote nikkitheknitter Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:17am
Fantastic post about Nat's DPB policy at The Hand Mirror

Back on topic... I suggest people go and read the piece by Deborah on the National policy to get sole parents back into work once their kid reaches 6.
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lilfatty View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:18am
Hmmm I think I may need to get ready to duck (and fast).

I personally (and not the word personal ... I dont expect you all to agree with me) .. that it is a good idea in theory.

I too would have loved to stay home with Isabelle and look after her fulltime like some Mums on the DPB, however I didnt get a choice as I am married and the goverment wont "pay" for me to do that!

I would also like for DH and I to upskill but training is not an option for us as we dont get any financial help in that respect either ... so we would have to get a loan so that DH can retrain when Isabelle goes off to school so that he can re enter the workforce....now we are also on the "bones of our arse" as someone articulately put it .. but we will have no choice but to get a loan should we wish to retrain.

Oh and we dont qualify for WFF .. so we also dont get any help there!

I heard something on the news about how they were bandying around not "allowing" people on the DPB to have more children. I also think thats a brilliant idea ... if you cant afford to support one child without financial support from the government how do you expect to raise another
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nikkitheknitter View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote nikkitheknitter Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:26am
And howwww exactly do they propose to prevent people from having more children???

You can't exactly force sterilisations!

I would have thought that investing in people getting an education would be go some way toward decreasing birth rates. I don't have the statistics here to bring out but I'd put money on it that the birth rate of those with tertiary education is miles lower than those who don't have tertiary education.
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lilfatty View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:45am
I didnt say it was a feasible idea lol

It just tends to raise my heckles when the subject of welfare comes up ... in all instances where someone in my family could have used a helping hand they couldnt get it as they werent eligable

EG -

My Dad who had worked for 35+ years lost his job however he wasnt entitled to the UB as Mum still worked (although she earnt nowhere near the amount required to support them both - so my brother and I supported them until my Dad found employment)

DH and I arent entitled to any financial assistance from the government as DH is not a resident - however they took his taxes just fine for the past two years that he has been working here...hence the decision for him to stop work and for me to support us all so that Isabelle can have a parent at home (since I cant go on the DPB since we decided to get married - although we would have been way better off if we didnt)!
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MelanieAndBree View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote MelanieAndBree Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:51am

Originally posted by Mum2Lucas Mum2Lucas wrote:

Cuppatea it's not 'special treatment' as you deem it, it's more helping single mothers get off on the right foot.

And paying off a student loan? You have to be kidding me ...I'm on the bones of my arse some weeks and struggle just to get all our groceries and the bare essentials and thats whilst BOARDING with my parents. Lord knows how we will cope when we move out but I'm determined to see that through.

My father has been paying a large amount in taxes for YEARS because he earns a damn good wage. As he says, I'm only earning back what he's paying ....and even then I'm not earning near as much as he pays in taxes.

Originally posted by Mum2Lucas Mum2Lucas wrote:

And just to add - every last penny I get given goes on the boy, I haven't bought any new clothes for myself since before falling pregnant, every week its board, food, medication & petrol and clothes for Lucas when need be.

It's not as great as some of you make it out to be, and sure I understand there are couples that struggle just as much and thats where the WFF comes into place, if you earn over a certain amount then according to them you should be able to cope with a decent budget in place. No need to single out those of us who are eligible for AND RELY ON financial assistance to provide shelter, clothing and food for our children

 

Yess.. exactly. Im on a budget, and most weeks i can barely afford to get food for myself let alone pay off a loan. I too havnt bought any thing for my self since before Briahna was born!

If i relied on a job and didnt get any kind of "special treatment" as some seem to think it is then id never have the time or money to do any study as my pay would be going straight on child care, loans, rent, bills and neither me or my child would be able to eat. So my study to further my education and get a better paying job just wouldnt happen.

 

Melanie.
Mum to Briahna Robyn, 3yrs
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ohanlon82 Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:52am
I totally agree while babies are young and maybe til the age of 6.. but then i think it should really be fend for yourself (to a point)

Dont get me wrong totally agree if you need the money then you should be able to be helped out but only for a certain time.

DH and i dont have any kids at the moment but will be trying in the future and we will pretty much have to fend for ourselves the whole time...

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Natalie_G Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:53am
Sadly with the current system help is there but not for everyone.

It is hard to find the ones abusing the system, without making everyone suffer which is unfair for those that really need it.

The only assistance I can get from the government is a student loan and course related costs. And DH doesnt have a job and refuses to go on the Unemployment Benefit and we are classed as middle income (not sure how but we are).

I just remember when my parents split up and my dad is self employed he had no work for 3 months and had us kids, he was not entitled to any government help, not even a small food grant. That stinks I think. Not even temp help for bills, luckly we managed cant remeber how but we must have been in poverty during those months.

Sorry just a little rant.
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nikkitheknitter View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote nikkitheknitter Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 10:54am
ETA: lots of posts in between! My response was mostly to lilfatty's last post

Yeah, don't worry. I feel ya... I know the welfare system isn't perfect and ridiculous things prevent people from getting help when they really need it.

But I still support the instances when it does work. And whenever someone complains about the DPB etc, I just like to remind them that there is a face and a story behind every recipient ya know? (Being that I was fairly judgemental myself before I fell pregnant!)



P.S. And coming from the other side when a huge chunk of my pay goes off in taxes is a bit painful too... but when I consider that I am "helping" someone else in my position then I feel better.

What doesn't help is thinking about how much money is wasted on bureaucracy. Just think how many more people would be better off if people made the effort to keep govt conference costs down or just didn't hold the bliming things in the first place

Edited by nikkiwhyte
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 11:22am
Originally posted by MelanieAndBree MelanieAndBree wrote:

Yess.. exactly. Im on a budget, and most weeks i can barely afford to get food for myself let alone pay off a loan. I too havnt bought any thing for my self since before Briahna was born!


If i relied on a job and didnt get any kind of "special treatment" as some seem to think it is then id never have the time or money to do any study as my pay would be going straight on child care, loans, rent, bills and neither me or my child would be able to eat. So my study to further my education and get a better paying job just wouldnt happen.


 



I too have those problems .. and will never be able to upskill unlike those who receive this "not special treatment"

Nikki ...

Before I had Isabelle ... I was completely for helping out those in need and even though under another government I would have been better off I always supported Labour as they helped those who needed it.

HOWEVER now that I have Isabelle and see all the help that goes to "those in need" I think hell ... I could do with a helping hand too but Im obviously poor but not quite poor enough

Pearls ... your Dad is/was a

Im always amazed how people cope without family nearby... Ive supported my brother when he needed help .. My brother and I supported Mum and Dad when they were in need .. and now my brother and my parents help DH and I ... its just sad that those people who dont have family near (those on working visas for example) dont get any help when things get tough. (Which I dont understand .. they pay tax too).
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ginger Quote  Post ReplyReply Direct Link To This Post Posted: 12 August 2008 at 11:44am
Originally posted by BaileyandAstin BaileyandAstin wrote:

sometimes i feel like working couples should have a bit more help with things


I think that a family that has an earning partner, and one at home raising a family should have their income split, especially when they are a family that pay their own way.

eg. the husband works and earns $80,000 so is in the top tax bracket, the wife is a SAHM earning nothing. Income should be allocated as to $40,000 to the husband and $40,000 to the wife - the assistance that would give to every family in this position would be really beneficial. Especially when many people in that position are like us and pay their own health insurance etc and therefore don't call on the system at all, have tight single-income budgets but are entitled to no assistance.
Cuinn Lachlan 23.1.09 - 22:00
Antonia Helene 4.8.11 - 09:41
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