Fertility Cover with Fertility Associates

Hi Hope 1

We looked into this too when starting our IVF journey because it was brand new as an option. We seriously considered it, got the application forms etc. I read the contract though and got freaked out because the definition of live birth was pretty broad - any baby with an umbilical heart beat basically. Which lead me to beleive youcould pay your 24 k ++ and still miss out if the baby you had didn't make it past delivery. And once you have had your live birth, it appeared that that's it - you've lost your entitlement to any more rounds under that cover.

Also we were using a donor so that wasn't covered etc so was an extra charge on top. I'm not sure if they accept people that have previsouly had IVF before?? If they do, despite the concerns i had, i still think it's a great idea considering the difficulty you have had after 2 rounds. I regret not choosing it as an option now that I am in the 2ww...paranoia has set in and i think, why didn't i choose the safe option!!

If you do decide to go ahead, if you have any lawyer friends, get them to look over the contract with you, because it did appear quite restrictive.

Hope this helps

**lurker in**

May I ask what Fertility Cover is??? I havent heard of it before.

** lurker out**

Thanks

Wow! That sounds amazing, 70% money back guarantee.   (We were with Fertility Plus but didn't get to the IVF stage (very lucky).

Anyway, it sounds good, is very expensive though and I'm sure DH and I wouldn't have paid that, however, if I had the money to, I would due to the success rate and money back option.

Good luck with your decision Hope1 and congrats Hopes! Good luck Lulu!


Edited coz I read this back and didnt say good luck to Lulu - oops

Edited by Star

Yeah i'm pretty sure that's right re MC vs. live birth. Not sure what happens if you have testing and the baby has an illness or chromosomal abnormality. I know in the contract it says you aren't allowed to have caffiene or alcohol, and they reserve the right to test you to make sure!!!

I totally agree, i think they would give it their best go to get you your baby! Although i'm sure they always do, but it would take the mental pressure off yourselves knowing that you've paid upfront and you are so likely to get a baby in the end.