I second (or third) seeing a broker. We saved heaps by getting them to look at our insurances and getting us the same thing but for a lower price.
The lady we used also told us that for our house/contents and life insurance we were best to stay with who were currently with as she couldn't get us a better deal. I liked her honesty in that respect.
Insurances def add up so well worth doing your reasearch on it. We have 2 cars, a motorbike, boat, house, contents, health and life insurance...after seeing a broker we saved ourselves over $1000 a year on all of them and lost none of the conditions that were important to us.
We have everything with AMI. They are the cheapest for us. We have made claims on both car & house insurances & they have paid out for a car within 48 hrs. And had a builder to us the next working day when someone smashed through our fence
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