Looking for others [CHCH EQ]

Right, husband and I are looking for others in the same / similar boat to us.

We own a rental property on Gloucester St in CHCH. It's a lovely 3 bedroom art deco home with a 1 bedroom studio attached to the side. Good end of Linwood etc. Well, it WAS. Its currently trashed from February's earthquake.
Now, luckly the tenants were safe and got out straight away. I will link to you pictures of what the house looks like in a moment.

Another lucky thing is we had rent insurance. This means that insurance is paying out for a fixed period until we can 're-tenant' the property. It only paid out for the main 3 bedroom part, not the studio which was vacant at the time.
This ends in 3 weeks and is not going to be renewed.

EQC are being complete t**sers about telling us when the house is going to be repaired - which makes me laugh. Its so badly damaged that it needs knocking over. Apparently they have us on a waiting list and cannot give us a time frame as to when the house is going to be signed over. We are also 3 houses away from where the first bit of red zone houses start. We have no zone rating.

I know there are people out there who have lost everything - people who are still living in houses that are trashed with liquifaction and sewerage inside them. But the thing is, if EQC dont get a move on, we are going to have to pay the bank $480 a week that we dont have. This means we will have to declare bankruptsy and we will be in a similar boat to those who are homeless, except we will have no rights and cant moan about it.

What the hell do I do? as I said I'm trying to find people in similar situations, so we can try and get something done. It doesnt matter if the tiny crack in your wall isnt being fixed because they wont tell you how long they'll be - I want to hear from you.

I couldnt give a monkey's uncle about the CBD - they should be focusing on the housing FIRST.

TIA

Its a brick on brick 2 storey place. meaning theres no framing on the bottom, just brick with plaster. You can see daylight thru the cracks, the plaster has all come down, the pilings have gone, the chimney is IN the kitchen, the plumbing is blocked with god knows what and the ground is all had it. I honestly dont think any amount of emergency repairs are going to make it 'liveable' :)

I'm not in CHCH, but haven't some of the banks committed to being "helpful" for people in CHCH? Could you ask them to re-mortgage to get it manageable in the short term? Payment holiday? Anything?

Can you take it to Fair Go or something?? I haven't really kept tabs on whats happening in Chch but surely they have plans in place for people like you?!

Anyway big hugs!!!

I don't think there is a lot you can do unfortunately apart from get finance from the bank. My friend is in exactly the same situation and is taking bankruptcy as there is no way to say when the house will get repaired/rebuilt and can be tenanted again.