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BaAsKa View Drop Down
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    Posted: 24 August 2008 at 9:09pm
a seperate bank???

like say if i want to get a loan from them can i just go straight through them or do i have to go through i bank suhc as SBS or kiwibank that do the NZHL????
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mummy_becks View Drop Down
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I think from what I know NZHL gets you the mortgage from somewhere.
I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
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BaAsKa View Drop Down
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Points: 3844 		Post Options Post Options   Thanks (0) Thanks(0)   Quote BaAsKa Quote  Post ReplyReply Direct Link To This Post Posted: 24 August 2008 at 9:23pm
i just found their website and i think im getting NZHL confussed with WHL (welcome home loans!)

Im looking at all the banks that do no deposit and i thought they did what nop!
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LizzyJ View Drop Down
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Points: 351 		Post Options Post Options   Thanks (0) Thanks(0)   Quote LizzyJ Quote  Post ReplyReply Direct Link To This Post Posted: 25 August 2008 at 7:51am
Hi NZHL is a affiliate of ASB they are owned by Soverign however.

We have a NZHL morgage and love it, DH's mum's cousin owns the wellington franchise. They have been great and we are saving hundereds a month on interest.

They are not a mortgage broker (who goes to all the banks) hey are a provider. Esentially its a standard 25 year mortgage but it runs like revolving credit enabling you to pay off faster and decrease your interest and if something comes up you just add it on without having to refinance (revolving credit bit), and if you just make the minimum payments then you have apid it off in 25 years.

Its good for people who are good at managing money or have extra disposable income.


Edited by LizzyJ
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Shorty View Drop Down
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Points: 758 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Shorty Quote  Post ReplyReply Direct Link To This Post Posted: 25 August 2008 at 11:31am
NZHL is also affiliated with Kiwibank.
We re financed with them this year and it is through Kiwibank.
We have reduced our loan from 25 years to 13 years with just changing the way we manage our money.

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MrsMojo View Drop Down
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Points: 8202 		Post Options Post Options   Thanks (0) Thanks(0)   Quote MrsMojo Quote  Post ReplyReply Direct Link To This Post Posted: 25 August 2008 at 11:50am
I'm pretty sure NZHL is a mortgage broker, they will arrange finance for you finding you the best deal to suit you.
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