Tight?

I have a copy, it's OK, but have never tried any of the recipes.

kebakat wrote: Ohhhh what is that 4 ingredients cookbook actually like?

I only just got it but looking through it it seems ok. I think it will be the cookbook that I am more likely to use rather than the bookshelf of other ones that require a thousand ingredients. It is really basic so probably not good for those who like to eat gourmet. Will def make cooking cheaper I think.

NeoshasMummy, my DH was exactly the same about MCN's, but now I have made a set of 12 and he has noticed how much we can save at shopping time, he thinks MCN are pretty cool

Lol no $350 in GISBORNE lol its very steep here but a beautiful brand new 2 storied house very kool. we r shifting to that one on friday. People are shocked to hear rent that high here but when we were in Auckland we paid $400 just for a average house lol so we dont mind those prices

Hehe I know it would be easy to go with cloth nappies Kellz showed me her ones and talked to me about the benefits so I went online to get some and got a earful lol so I said what about buying just one to try Also nappies take up huge amounts of room in rubbish bags and with $2.40 a sticker to get rid of rubbish its adding extra costs

Topsy, I can't live without complan either but have been buying the double choc flavour as you only need to use 2 scoops rather than 6 in the other flavours. I do get bored with the flavour but it must mean that the box lasts quite a bit longer.

I have become better at buying more "home brand" food items. Most of them are no different to the other brands & can save you quite a bit of dosh.

The last couple of months I have started writing down everything we spend our money on, on a list on the fridge. The first month we spent $600 less than the previous month & last month $250 less. It's a bit of a hassle but worth it, especially for me as it means that I won't buy little things such as chocolate & drinks when I'm out as I don't want to have to write it on the list.

I am also starting to work out what we'll be eating for dinner for the week before I go to the supermarket. This way we throw out less rotten veges as I only buy the things we really need for the week. I too am not wanting to rush back to work just yet so I'd rather find ways for us to save $$. For us, cloth nappies & wipes have allowed us to save a lot. The only baby item I buy at the supermarket is body wash & that's probably not even essential

my2angels wrote: we have just fixed our mortgage again, horrible 9.3% but we were lucky cos the next week the rates when up yet again. I fixed for 30months, keep an eye out sometimes banks have special deals for that sort of time frame, also we stretched it over 30 years rather than the normal 25 and we changed from paying monthly to fortnightly and thats saving us at least $100 a month in interest!

Fortnightly or weekly is better than monthly you are right as there are 26 fortnights and 52 weeks where as there is only 12 months - making a few more payments a year.... IYKWIM