|  fattartsrock wrote: 
 "it's a limit not a goal"
 | 
hahahaha I could soo see you needing to be told that! 
 
I have a credit card that is currently got a bit of debt on it from having to pay to get car from Welly. I only generally use it for things like ferry/flights/online buying. It sat maxed out from trip to Fiji until the beginning of this year but I am doing my best to stop buying stuff... even cut it up. Doesn't help entirely as I can still order hell pizza with it! I just try and pay it off as soon as possible afterwards.
I might start a whole new thread about money concerns tho as Tobin is a shocker!