New Posts New Posts RSS Feed - Is new zealand home loans???...
  FAQ FAQ  Forum Search   Events   Register Register  Login Login


Forum LockedIs new zealand home loans???...
 Post Reply Post Reply
Author
  Topic Search Topic Search  Topic Options Topic Options
BaAsKa View Drop Down
Senior Member
Senior Member


Joined: 01 January 1900
Points: 3844 		Post Options Post Options   Thanks (0) Thanks(0)   Quote BaAsKa Quote  Post ReplyReply Direct Link To This Post Topic: Is new zealand home loans???...
    Posted: 24 August 2008 at 9:09pm
a seperate bank???

like say if i want to get a loan from them can i just go straight through them or do i have to go through i bank suhc as SBS or kiwibank that do the NZHL????
Back to Top
Sponsored Links


Back to Top
mummy_becks View Drop Down
Senior Member
Senior Member


Joined: 01 January 1900
Points: 14931 		Post Options Post Options   Thanks (0) Thanks(0)   Quote mummy_becks Quote  Post ReplyReply Direct Link To This Post Posted: 24 August 2008 at 9:20pm

I think from what I know NZHL gets you the mortgage from somewhere.
I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
Back to Top
BaAsKa View Drop Down
Senior Member
Senior Member


Joined: 01 January 1900
Points: 3844 		Post Options Post Options   Thanks (0) Thanks(0)   Quote BaAsKa Quote  Post ReplyReply Direct Link To This Post Posted: 24 August 2008 at 9:23pm
i just found their website and i think im getting NZHL confussed with WHL (welcome home loans!)

Im looking at all the banks that do no deposit and i thought they did what nop!
Back to Top
LizzyJ View Drop Down
Senior Member
Senior Member
Avatar

Joined: 15 October 2007
Location: Paraparaumu
Points: 351 		Post Options Post Options   Thanks (0) Thanks(0)   Quote LizzyJ Quote  Post ReplyReply Direct Link To This Post Posted: 25 August 2008 at 7:51am
Hi NZHL is a affiliate of ASB they are owned by Soverign however.

We have a NZHL morgage and love it, DH's mum's cousin owns the wellington franchise. They have been great and we are saving hundereds a month on interest.

They are not a mortgage broker (who goes to all the banks) hey are a provider. Esentially its a standard 25 year mortgage but it runs like revolving credit enabling you to pay off faster and decrease your interest and if something comes up you just add it on without having to refinance (revolving credit bit), and if you just make the minimum payments then you have apid it off in 25 years.

Its good for people who are good at managing money or have extra disposable income.


Edited by LizzyJ
Back to Top
Shorty View Drop Down
Senior Member
Senior Member
Avatar

Joined: 16 February 2008
Points: 758 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Shorty Quote  Post ReplyReply Direct Link To This Post Posted: 25 August 2008 at 11:31am
NZHL is also affiliated with Kiwibank.
We re financed with them this year and it is through Kiwibank.
We have reduced our loan from 25 years to 13 years with just changing the way we manage our money.

Back to Top
MrsMojo View Drop Down
Senior Member
Senior Member
Avatar

Joined: 18 March 2008
Location: Wellington
Points: 8202 		Post Options Post Options   Thanks (0) Thanks(0)   Quote MrsMojo Quote  Post ReplyReply Direct Link To This Post Posted: 25 August 2008 at 11:50am
I'm pretty sure NZHL is a mortgage broker, they will arrange finance for you finding you the best deal to suit you.
Back to Top
 Post Reply Post Reply

Forum Jump Forum Permissions View Drop Down

Forum Software by Web Wiz Forums® version 12.05
Copyright ©2001-2022 Web Wiz Ltd.

This page was generated in 1.613 seconds.