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caliandjack 
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Joined: 10 March 2007
Location: West Auckland
Points: 12487
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 Posted: 13 May 2009 at 8:49am |
Until we have children we don't qualify for any help from WINZ. Husband earns too much. If we weren't married I'd qualify for the dole at least.
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  [/url] Angel June 2012
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clover
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Joined: 21 July 2008
Points: 2090
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Posted: 13 May 2009 at 8:54am |
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The only thing we are entitled to which someone on here pointed out to me is the redudancy tax credit, which is something I guess. Complete PITA though!
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mummymegs
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Joined: 03 March 2008
Location: chch
Points: 697
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Posted: 13 May 2009 at 9:06am |
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We are hiring a new person for our department - IT.
DH is an IT contractor and his comapny is still re-newing contracts which is great for us.
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caitlynsmygirl
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Joined: 01 January 1900
Points: 8777
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Posted: 13 May 2009 at 9:58am |
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DH is working longer hours , and im on PPL
I worked at a dentist (finished last friday ) and usually we were booked 2 weeks ahead , but the friday morning I finished , there was just one patient that morning (so i got to leave even earlier ) and the following week had lots of spaces, which was unusual there
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clover
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Joined: 21 July 2008
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Posted: 13 May 2009 at 10:17am |
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I work in investments/insurance and there is still plenty of new money coming through the door.
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ooEvaoo
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Joined: 01 January 1900
Points: 1502
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Posted: 13 May 2009 at 11:22am |
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Hmm they say that to end the recession people need to be spending...but how can they when they're getting laid off, reduced hours, no pay increases!. Wonder how the world got in this mess!!.
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BessieBear
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Joined: 21 January 2008
Location: Hamilton
Points: 5807
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Posted: 13 May 2009 at 12:12pm |
My DH had his hours cut from 44+ to 40hrs last week then 2 days later had them cut to 32hrs. Of his 9 workmates 4 are on ACC and 1 has been laid off already but he was only there for 2 weeks to help cope with the massive workload they did have when 4 people went on ACC within a month.
It's cut about $150 off his pay, that I've tried to calculate, could be less. We are getting WFF the maximum amount, but I'm not going back to work.
Our mortgage repayments are over half Dh's wage normally, so it's going to be even harder now. It's going to be a cold winter for a lot of people.
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Sarah Mum to, Boy 07/2008, Girl 03/2010, Boy 05/2012, Angel  07/08/2014 
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BessieBear
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Joined: 21 January 2008
Location: Hamilton
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Posted: 13 May 2009 at 12:15pm |
I don't understant it either. It's all the stock markets fault. I think. 
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Sarah Mum to, Boy 07/2008, Girl 03/2010, Boy 05/2012, Angel 07/08/2014
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clover
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Posted: 13 May 2009 at 12:48pm |
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No, not the stock market, the stock market just reacts to financial movements elsewhere.
It essentially has been driven by greed, lenders greed to get more mortgages (to get their cut before it is passed on to an investor) and consumers wanting to have everything without having to save for a 20% deposit, or get rich by owning tons of rentals, or the fact that everyone now thinks they are a developer and can buy a house, do it up and create a profit.
Obviously it is all far more in depth than what I've outlined above, but the subprime mortgage crisis in the US which essentially led to where we are now was created by dodgy mortgage lenders and out-and-out greed.
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sweetpea
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Joined: 14 July 2008
Location: Invercargill
Points: 1155
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Posted: 13 May 2009 at 1:53pm |
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summerlamb, i work in the insurance industry too and we are still busy as well. Odly enough its one of the few areas when times are a little tough that does well. Things down this way are quite good though there is still lots of building going on a few business have relocated with new premises being built for them down the road from us. There have ben a few that have taken optional redunedancies but i believe they are still being paid while they retarin so not redundancies.
I do think though the media has made it alot worse than it really is. People get laid off bussiness close all the time not just during a recession. we are no where near as bad as the states or in UK.
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HoneybunsMa
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Joined: 01 February 2009
Location: NZ
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Posted: 13 May 2009 at 2:34pm |
I got made redundant from full time work when I was 14weeks and continued to work casually until I was 20odd weeks so was lucky in that sense as it was still the same company as long as my hours were up I could still qualify for maternity leave, I have applied am waiting to hear from them, considering I worked anywhere between 25-50hrs each week majority of the time over the year i think I will be ok, even if my average week was at 25hrs then I almost get the full amount anyways so heres hoping fingers crossed and all, if I worked more then 15hrs then I get a couple hundred a week anyways as opposed to the $150 from the parental tax credit.
Just sucks because after I got made redundant they still continued to hire people in similar positions to what I was already in. I can't really run the risk of a personal grievance or anything as that could cause bad blood between myself and my workplace and since dp is in the same industry and works on the same block of restaurant/bars it wouldn't be very good for his work either. DP's job is quite stable unless they struggle through the winter which is possible as he has been the only one at his job that has been fired and then rehired 3mths later not many people can lay that claim to fame!
Here's hoping the materinty leave comes through for me to help us until bubba comes
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clover
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Joined: 21 July 2008
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Posted: 13 May 2009 at 2:34pm |
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No I agree, we have gotten off fairly lightly compared to the US & UK.
We're busy on the insurance side but mainly on alterations to policies, and some income cover (most which doesn't actually cover redundancy anyway). We don't deal in general insurance but I believe that is busy at the moment.
We tend to focus on investments mainly and I'm amazed at how much new money is still coming through the door (and how many people still complain that their investments aren't making the 15% they were last year).
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sweetpea
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Joined: 14 July 2008
Location: Invercargill
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Posted: 13 May 2009 at 3:04pm |
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I hear you on the compliatns about investments we have had them too especailly since we just sent out some reprts. On the plus side though they are starting to bounce which is all good. Yup lots of alteration to policies with changes to premium structure and cover levels and some increases too.
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caliandjack
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Joined: 10 March 2007
Location: West Auckland
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Posted: 14 May 2009 at 8:40am |
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Interesting comments about the stock market, I've been seeing NZX about a position that has come up there, and they've acquired two more companies, and another firm within Welly is only 12 months old and growing rapidly so there is some growth out there. Not much but a little.
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[/url] Angel June 2012
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jazzy
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Joined: 16 January 2009
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Posted: 04 June 2009 at 6:42pm |
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Well I was made redundant 1year ago. Dh got told a couple of weeks ago his job is being disestablished. So from 1 income to no income.
We went into panic mode, & decided not to try for a baby.
I applied for heaps of jobs & got offered a part time job, problem is child care costs make it not worth it.
So we have decided to keep trying, been trying a long time, so may not happen anyway & DH may have another job by then.
Hate the few weeks inbetween, don't know when he is finishing & all the jobs he has applied for don't close for ages.
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Stable job / been laid off / hours cut??
