Health Insurance

Due to the birth of our first we too have been looking at health insurance. A good place to start is Southern-x, they have a "Wellbeing" plan & you can calculate what it might cost you... here's the link http://www.southerncross.co.nz/index.cfm?A891918A-D803-486B-B1C0-3C4AB5556C0E

Yeah I went with Southern Cross Wellbeing too - decided I didn't need GP cover (don't go that often) or some of the other add ons. Was really good because I registered Kaleb straight away and now anything that crops up (excema asthma - fam. history) will be covered.

We're with Southern Cross too, we have UltraCare so basically everything is covered except optical and dental. Because I've had it since I was a kid there are no pre-existing condition exclusions and I also qualify for loyalty benefits such as obstetrics. I added all three girls when they were newborns and they've covered everything - Maya's allergies, Mercedes reflux, Sienna's kidney, not to mention the literally hundreds of GP/after hours visits the three of them have clocked up. I wouldn't be without it.

ETA: Ours isn't cheap, around $195 a month, but since the gremlins arrived I haven't had a single month where my claims have been less than my premiums.

Edited by Maya