DTR - Interest rate q?

Does anyone know the interest rate they charge?

We are in desperate need of a new fridge freezer, our food has been defrosted 3 times now because the seals are so bad anything pushes it open, and sometimes it pops open. Also it defrosts itself all the time and water goes everywhere.

I was an idiot when i was younger and have bad credit so the only place that would give me finance is DTR as they seen iv paid off a good chunk of it and he said since iv done that they are happy to help me out.

Iv been told they have a really high interest rate,., Just want to know what it is.

Oh crap

The fridge is $12.95 pw for 39 months..

Ok so i worked that out and holy (Insert swear word here) Almost the cost of the fridge freezer twice over.. Im going to 12 months and then its only $200 in interest and fees..

Edited for spelling

Edited by Kandice

Its sealafridge or something? Its $200 to replace the seals and thats how much i bought it for..

reconditioned lizzle...

maybe looking at another second hand one will be a better option. why get yourself into debt over it i say.

that sux dude. is there anyway you could get the seal repaired or is it a major handyman's job? maybe try TM for a newer one but at a lesser amount!

We have those kiddy locks already, but they keep popping off, like the sticky stuff comes unstuck, because the door has to be closed tight since the seals dont work otherwise it will just defrost everything at the front of the fridge.

My contents has a free replacement of home appliances if under 10 years old, but im sure its older that 10 years. Iv tried googling but cant find any info on it.

i dont know what income your on but i know that if your not a high earner then winz will help you buy essentials like fridges and washers etc.

BooBoo we have just got home from Smiths city, they said no. If i can pay off the fridge over a 12 month period the interest is only about $200.

I bought my old one off trade me, its the only option i have, i dont have the money to go to a second hand store to buy one and i dont have the money to even get one off trade me. I dont have any savings and just used my last $300 fixing my car yesterday.

I would love to aviod DTR but it seems like my only option. The freezer had defrosted all our food again and there is water everywhere.

Stacey, they are the ones i have but they are not working. We had three on. They just peel off and the freezer opens.

Smiths City said untill all my debt is paid they wont give me finance, i only have about $700 to go.

I wonder if there is anyone from here in CHCH that may have a 2nd fridge/beer fridge that they could lend you for a couple of months? Then you could sell the old one on TM (obviously stating it needs new seals) and save up a bit of money to buy a better one. I would lend you mine but we are just a bit far away    Or if you get totally desperate then a chilly bin with some ice in it should keep things ok for a couple of days at this time of year?

What about renting one till you can afford to buy one out right. www.Appliances4Rent.co.nz     If you go to DTR you will end up paying for two fridges pretty much which to me seems ridiculous. Just because they will give you finance doesn't mean you should do it. Listen to what people are saying on here. I know you think you need to buy a new one but if you already have debt why get more. You'll only get yourself deeper in the poo.
In regards to the locks have you cleaned the fridge properly with alcohol wipes or meths? It could have a greasy film on it thats stopping them stick properly