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newmum 
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 Topic: Studying and $$
Posted: 21 April 2006 at 12:32pm |
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HI ladies!!
well hubby and I have decided that I will be going back to Uni full time for a year in July to do my postgrad quals. Just wondering those of you that have studied full time with a child and a husband/partner what are the chances of getting a student allowance?
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daikini
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Posted: 21 April 2006 at 1:13pm |
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Depends entirely on your husbands income, Ana. If he is earning over a certain amount, then you don't qualify - and the threshold is rediculously low! To give you an idea: Nat is earning just under $40,000 so I don't qualify for an allowance.
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Becca, mum of 2 girls & 3 boys
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newmum
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Posted: 21 April 2006 at 1:30pm |
aaargh poo I thought that might happen  What else can I do for money? I need an income to pay for Joeys creche/daycare and really don't want a loan for that...
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nikkitheknitter
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Posted: 21 April 2006 at 2:56pm |
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You may be able to get the childcare subsidy if Peter earns less than $930 per week (before tax) ?!?
If so, then you can get $1.28 subsidised per hour which makes a huge difference.
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nikkitheknitter
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Posted: 21 April 2006 at 2:58pm |
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Have you thought about applying for a scholarship Ana??
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Maya
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Posted: 21 April 2006 at 2:58pm |
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And the less he earns the more you qualify for per hour!
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 Maya Grace (28/02/03)
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nikkitheknitter
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Posted: 21 April 2006 at 2:58pm |
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There are quite a few for women returning to study
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newmum
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Posted: 21 April 2006 at 2:59pm |
ROFL, I think you might have to have brains to get a scholarship Nikki, LOLOL that counts me out!!!
I will just have to tell Peter to earn less, hehehehe, work less overtime!! 
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nikkitheknitter
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Posted: 21 April 2006 at 3:01pm |
No Ana! You don't have to!!!
That isn't to say that you don't have brains! 
I'll look some up for you now (yay procrastination!)
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nikkitheknitter
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Posted: 21 April 2006 at 3:08pm |
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New Horizons Second-chance Education and Training Awards
History or background of award
The New Horizons for Women Trust (Inc) was established to provide grants for women in New Zealand to develop their potential through education and training or to undertake research on issues relating to women.
The Trust was launched in February 1992 with the backing of three groups of women:
* New Zealand Federation of Business and Professional Women's Clubs (Inc)
* Society for Research on Women in New Zealand (Inc)
* Some convenors of the 1975 United Women's Convention.
The Rita King Award for Second-Chance Education/Training commemorates the work of Rita King MBE (1914-1988) in enhancing the status of women especially in the areas of equal pay and opportunity. The Award is for women returning to education or training who need assistance with expenses.
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nikkitheknitter
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Posted: 21 April 2006 at 3:08pm |
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oops... equal pay... ah well....
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newmum
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Posted: 21 April 2006 at 3:20pm |
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too qualified for those ones... hehehe, I have finished a course of study already...
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skirts
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Posted: 23 April 2006 at 3:52pm |
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Hey ana, you should be able to get some help with childcare assistance hopefully and maybe a student loan if not the allowance?
Or you know, your going to be living across the road from a qualified nanny, you could always hit her up and see if she'd do a couple of days a week for you at a cheaper rate, could save some on daycare then.....
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jax
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Posted: 23 April 2006 at 4:57pm |
Dammit. For a while I thought we might be eligible to claim for childcare, apparently not *sigh* 
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Jacquie - Mama to Erin, 13.07.06 - Chief Cat Chaser & Marmite Sammie Eater
Love many, trust few, harm none. ~Anon~
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nikkitheknitter
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Posted: 23 April 2006 at 11:35pm |
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Ana.. that one was under post-grad.
There should be more for women returning to study... they seem to like giving them money. I might go talk to the scholarships office.
Otherwise... student loans are interest free atm!
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skirts
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Posted: 24 April 2006 at 8:32am |
Hey Nikki,
How long are student loans interest free for?
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nikkitheknitter
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Posted: 24 April 2006 at 11:51am |
Until National gets into government
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AnnaD
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Posted: 24 April 2006 at 1:14pm |
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If you are doing postgrad you could suck up to some lecturers and ask if they need any help marking? Easy work and the pay is good!
Otherwise do what I do and whack it all on the student loan!!
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Anna and Quinn 10 July 2004
www.quinnariki.blogspot.com
and one more on the way....
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mum2paris
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Posted: 24 April 2006 at 3:25pm |
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oooh was also going to say that while student allowance is based on income and is taxable - student loan is not, also student allowance does not amount to much for those who are with a partner who works, married or not we looked into it and i would have only gotten $56 a week - so I get living costs on my student loan, which can be up to $150 a week and it is non-taxable etc.. does bulk up the student loan however. If you are studying then you definately should get some childcare assisstance as other have said dependant on Peter's wage. For instance at the moment, Mike is on around $30,000 and we are fully subsidised for both girls. worth looking into. plus you could get family assisstance through IRD since he would be the only one working, but again depends on how much he earns..
studying with kids takes a fair amount of wrangling - of your time, effort and finances.
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Janine and her 2 cool chicks, Paris & Ayja
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newmum
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Posted: 26 April 2006 at 11:23am |
thanks guys!!
Amy - I know that Kelly is great and right across the road but I would love to have Joey on campus so I can visit you know?  silly of me I guess....
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Studying and $$
