Our contents is for $65k but we upgraded pretty much all of our stuff when we got married 4 years ago (before then we had a house load of Warehouse stuff lol)
We're in the process of getting quotes for appliances and would recommend you take a trip to one of the Appliance Sheds (or other factory outlet). The savings from there are huge (even more if you buy seconds!). I had a bad experience with them this morning though as the staff are trolls to deal with