| Author |
 Topic Search  Topic Options
|
BabyOnBoard 
Senior Member
Joined: 12 March 2007
Location: Putaruru, Waikato
Points: 731
|
 Post Options
 Thanks(0)
 Quote  Reply
 Posted: 28 December 2007 at 10:36pm |
|
Me too. Not in need of anything specific yet but love the look of my savings account increasing . . and something I need will eventually pop up
|
|
|
 |
|
Sponsored Links
|
|
|
SMoody
Senior Member
Joined: 09 January 2007
Location: New Zealand
Points: 1999
|
Post Options
Thanks(0)
Quote Reply
Posted: 29 December 2007 at 8:38am |
|
It will be for us as well. More in the sense of sticking to the budget and not going overboard due to lots of visitors coming over.
Still need to get a few things for the house but that is all budgeted for. I will be so glad when my studying is over as that will be a lot of cash we can save then. Aaah still stupid 2 and a half years to go.
|
|
|
|
.Mel
Senior Member
Joined: 14 January 2007
Location: Orewa
Points: 9078
|
Post Options
Thanks(0)
Quote Reply
Posted: 29 December 2007 at 3:00pm |
|
We have just paid off our O/D and credit card and reduced the limit on the C/C too. The only thing left to pay off is our bed, and I think we owe about a grand on that.
|
Mr Mellow (16)
Miss Attitude (8)
Destructa Kid (3)
|
|
miss
Senior Member
Joined: 01 January 1900
Location: New Zealand
Points: 2547
|
Post Options
Thanks(0)
Quote Reply
Posted: 29 December 2007 at 4:23pm |
This sitehas some really good tips in the free section.
|
|
|
|
nikkitheknitter
Senior Member
Joined: 01 January 1900
Location: Westie
Points: 7556
|
Post Options
Thanks(0)
Quote Reply
Posted: 30 December 2007 at 1:48pm |
 .Mel wrote:
We have just paid off our O/D and credit card and reduced the limit on the C/C too. The only thing left to pay off is our bed, and I think we owe about a grand on that. |
Well done Mel! That's very impressive.
I can pay off my credit card easily enough (as in psychologically) but I seriously struggle with the overdraft as I've 'reset' my $0 to the OD limit  Seriously need to alter my whole mentality. 
|
|
emz
Senior Member
Joined: 25 November 2006
Location: Christchurch
Points: 5321
|
Post Options
Thanks(0)
Quote Reply
Posted: 30 December 2007 at 2:02pm |
|
That's exactly what I've done too. And seeing as I will start accumulating interest because I've finished my degree, we really need to look at paying it off. We could have this year but we bought a 3rd car as it works out cheaper to pay for 3 cars so he doesn't drive his gas-guzzling car out to camp everyday.
Next year my plan is to pay off the credit card (from our honeymoon in February), and my lounge suite which goes on to interest in May. If DH goes overseas for a few months, I will pay off the OD, buy a new TV for DH and demolish and redo my kitchen. I have a feeling I'm going to have to be very frugal to achieve all of that!
|
|
nikkitheknitter
Senior Member
Joined: 01 January 1900
Location: Westie
Points: 7556
|
Post Options
Thanks(0)
Quote Reply
Posted: 30 December 2007 at 2:09pm |
Tell him to sell his gas-guzzling car 
(eeeek... I can almost feel the dirty looks from him for just suggesting it!)
|
|
miss
Senior Member
Joined: 01 January 1900
Location: New Zealand
Points: 2547
|
Post Options
Thanks(0)
Quote Reply
Posted: 30 December 2007 at 5:16pm |
|
I am so glad that DH isn't into cars!
|
|
|
|
aimeejoy
Senior Member
Joined: 01 January 1900
Location: Dannevirke
Points: 6415
|
Post Options
Thanks(0)
Quote Reply
Posted: 30 December 2007 at 8:47pm |
I've lost track of how many cars we have...
|
|
Aimee
Hannah 22/10/05
Greer 11/02/08
|
|
nikkitheknitter
Senior Member
Joined: 01 January 1900
Location: Westie
Points: 7556
|
Post Options
Thanks(0)
Quote Reply
Posted: 30 December 2007 at 9:34pm |
|
Don't worry Aimee... I feel your pain, Gaz is the same. I just don't have to deal with the financial side of things! haha (Though my sis has gone the "if you can't beat 'em, join 'em" way.)
|
|
james
Senior Member
Joined: 01 January 1900
Location: New Zealand
Points: 7255
|
Post Options
Thanks(0)
Quote Reply
Posted: 31 December 2007 at 8:04am |
yep joining in here have to save for my hoiladay in perth in september and get my loan down as well getting there is going to be so much fun
|
|
<a href="http://lilypie.com"><img src="http://b4.lilypie.com/nLJ5p13.png" alt="Lilypie 4th Birthday Ticker" border="0" /></a>
|
|
Mazzy
Senior Member
Joined: 01 January 1900
Location: Waikato
Points: 1494
|
Post Options
Thanks(0)
Quote Reply
Posted: 31 December 2007 at 8:44am |
Well, we might be buying a new house so looks like 2008 will definitely be a frugal one for us. Putting in an offer today!
We've been good in previous years but 2007 got away on us. Our only debt is our mortgage, we pay off our tiny credit card limit each month and never buy on HP, but we haven't been saving well at all this year and spending heaps on impulse purchases and not really denying ourselves anything. I'd like to teach our kids better money habits than that.
This year I would also like to set up a regular contribution to a couple of charities that we both would like to support, instead of giving to random causes that catch me on the street. I think it is important to allocate some income to charity, when possible.
Nikki, I am a regular on sorted, it's a great site! Their budget calculators freak me out every time, good for putting spending into perspective  
Edited by Mazzy
|
|
Mum to two gorgeous girls!
|
|
aimeejoy
Senior Member
Joined: 01 January 1900
Location: Dannevirke
Points: 6415
|
Post Options
Thanks(0)
Quote Reply
Posted: 31 December 2007 at 8:46am |
nikkiwhyte wrote:
(Though my sis has gone the "if you can't beat 'em, join 'em" way.) |
Me too I think you'd go nuts otherwise. Though I have put my foot down a few times as I refuse to end up with a section full of cars like my ILs (with the full support of my MIL!)
|
|
Aimee
Hannah 22/10/05
Greer 11/02/08
|
|
nikkitheknitter
Senior Member
Joined: 01 January 1900
Location: Westie
Points: 7556
|
Post Options
Thanks(0)
Quote Reply
Posted: 31 December 2007 at 2:36pm |
|
Haha You should see Gaz's Dad's place. hehehehe
|
|
emz
Senior Member
Joined: 25 November 2006
Location: Christchurch
Points: 5321
|
Post Options
Thanks(0)
Quote Reply
Posted: 31 December 2007 at 4:23pm |
Yeah, I have a father who usually has matching 4WD's (both for himself ), and 2 run around cars (one that looks nice, one that's not so great but is a station wagon so holds more stuff). Meanwhile, my mums had the same bluebird for 7 years and sometimes the radio, clock and windscreen wipers don't work. Dad refuses to buy her a new car though until she decides exactly what she wants and what colour (a silver audi was not what he had in mind though so still the bluebird runs...)
I figure 3 cars aren't too bad, and as for suggesting DH sell his gas-guzzling car.... I quite like him so I would prefer to stay married to him and for my son to have a father 
|
|
Frugal 2008
