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Velvet View Drop Down
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    Posted: 06 July 2011 at 2:13pm
Thinking ahead here...
Because of my health problems I will need an obstetrician when I get UTD, does anyone know if Southern Cross medical insurance cover you for obstetric care?


Angel Baby, March 2012
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CrazyCass View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote CrazyCass Quote  Post ReplyReply Direct Link To This Post Posted: 06 July 2011 at 2:40pm
I think there is a limit of around $1500 - might pay to check
One of my friends have just been through it & have had to pay an extra $3,000 to cover their care.

Is there anyway you could get it covered publicly? Once you are UTD, or you could call a MW now and see what they say?

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Mumma2be View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Mumma2be Quote  Post ReplyReply Direct Link To This Post Posted: 06 July 2011 at 3:24pm
Depends if your policy includes it, just ring them and ask :-) I do know that you need to be on the policy for 3 years before you are eligable though.
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Princess_Bubs View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Princess_Bubs Quote  Post ReplyReply Direct Link To This Post Posted: 06 July 2011 at 7:19pm
Second to what the others said...

The wellbeing two and Ultracare plans both cover$1,250 worth of obstetrics after 3 years continuous cover, however an obstetrician costs $3-4k.

Im pretty sure though if you are considered high risk, that your midwife will work in conjunction with an ob and that will be funded.

Good luck







Two Precious Angel Babies 2010 / 2011
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KarenMae View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote KarenMae Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2011 at 8:48am
What PB said...

I know there is another plan (can't remember the name) which I think has $500 cover. And you do have to be on for 3 years continuously...

I am doing obstetrician privately and he costs $3300 - so out of pocket $2050...

Has a good payment system though.... $1100 at 20 weeks, and same again at 30 and 40 weeks. So no out of pocket expense until 30 weeks which is a wee while off...
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Velvet View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Velvet Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2011 at 2:23pm
Thanks guys. I've had the health insurance policy for a while, it is a shame that they cover so little of it - but I guess every bit helps. I'll have to give them a call and see :)

I will be considered high risk, so hopefully the govt will help out somehow!


Angel Baby, March 2012
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