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Genevieve View Drop Down
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    Posted: 25 January 2010 at 5:17am
Hiya, im working part-time, DH works full time (self employed) and I am also a full time student.

I can get maternity leave, but I was wondering about tax credits and accommodation supplement.

It seems that because I am studying, we are not entitled to any of this (just going by the websites calculator)

does anyone have any experience?
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lilfatty View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 7:22am
I work fulltime and my partner is a fulltime student, because he is not eligable for any student subsidies because of my income, while I was off work on maternity leave we could claim accomodation supplement (we cant now as I earn above the theashold because im back at work).

So it depends on your personal situation if you can or not
Mummy to Issy (3) and Elias (18 months)

I did it .. 41 kgs gone! From flab to fab in under a year LFs weight blog
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_H_ View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote _H_ Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 8:38am
Hi Genevieve. because you are a fulltime student you need to go through studylink to check what you are entitled. you may be able to get some student allowance and/or accommodation supplement. your entitlment will be worked out on your joint income

ring up studylink and have a chat to them- if your like me its much easier to talk to someone them to go on the website! Oh and i used to work for studylink that how i know all this
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minik8e View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote minik8e Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 8:40am
Why is it that if one of you is a student, and one works full-time, are you no longer eligible for WFF? I don't get that. You still meet all the requirements for WFF.
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Raspberryjam View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Raspberryjam Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:12am
Hi, we are in the same boat, we get nothing from anyone, not even WFF, as my husband works fulltime even though Im a stay at home mum.
If you are above the threshold you are deemed rich end of story!!

I was going to uni this year (until we made another baby) and still nothing available - even childcre costs werent covered. Spoke to study link, IRD and WINZ - not a cent !!

http://lilypie.com]
http://lilypie.com]
http://lilypie.com]
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Bobbie View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bobbie Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:13am
I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.

Silly though since we're basically using the WFF money to do it

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lilfatty View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:16am
Originally posted by minik8e minik8e wrote:

Why is it that if one of you is a student, and one works full-time, are you no longer eligible for WFF? I don't get that. You still meet all the requirements for WFF.


We get WFF and SD studies full time ..
Mummy to Issy (3) and Elias (18 months)

I did it .. 41 kgs gone! From flab to fab in under a year LFs weight blog
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Bizzy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bizzy Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:25am
Originally posted by Raspberryjam Raspberryjam wrote:

If you are above the threshold you are deemed rich end of story!!


The thresholds are quite high though!

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minik8e View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote minik8e Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:34am
Originally posted by Bobbie Bobbie wrote:

I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.

Silly though since we're basically using the WFF money to do it


This is what I found, so I elected not to get a Student Allowance or any study help other than a student loan. We are well under the threshold too.
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Raspberryjam View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Raspberryjam Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:49am
The threshold is $74000 ish, not that high really when you live in auckland
http://lilypie.com]
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http://lilypie.com]
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Bizzy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bizzy Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:50am
raspberryjam i consider that quite high!

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Raspberryjam View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Raspberryjam Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:54am
Originally posted by Bizzy Bizzy wrote:

raspberryjam i consider that quite high!


Really! Ok well I dont know other people live then. It works out just over $4 k a month, thats not much is it?

PS - if we didnt live in auckland it would be brilliant!!

Edited by Raspberryjam
http://lilypie.com]
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lilfatty View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:58am
Originally posted by Raspberryjam Raspberryjam wrote:

Originally posted by Bizzy Bizzy wrote:

raspberryjam i consider that quite high!


Really! Ok well I dont know other people live then. It works out just over $4 k a month, thats not much is it?

PS - if we didnt live in auckland it would be brilliant!!


I actually dont think its that high either .. considering I earn above that .. however I think they need to take into account that I support a family .. so technically im poor.
Mummy to Issy (3) and Elias (18 months)

I did it .. 41 kgs gone! From flab to fab in under a year LFs weight blog
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lilfatty View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 9:59am
Originally posted by minik8e minik8e wrote:

Originally posted by Bobbie Bobbie wrote:

I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.

Silly though since we're basically using the WFF money to do it


This is what I found, so I elected not to get a Student Allowance or any study help other than a student loan. We are well under the threshold too.


Oh so we are entitled because SD isnt eligable for any help through studylink because of my income? That makes a litte more sense.
Mummy to Issy (3) and Elias (18 months)

I did it .. 41 kgs gone! From flab to fab in under a year LFs weight blog
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Bizzy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bizzy Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 10:00am
maybe its just high cause its not what i am used to...

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peanut butter View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote peanut butter Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 10:03am
Originally posted by Raspberryjam Raspberryjam wrote:

Originally posted by Bizzy Bizzy wrote:

raspberryjam i consider that quite high!


Really! Ok well I dont know other people live then. It works out just over $4 k a month, thats not much is it?

PS - if we didnt live in auckland it would be brilliant!!


No it wouldnt Central Otago is hideously expensive. Our house prices are high (comparable to Auckland), our fuel costs are high, our food prices are high, our power....dont even get me started....and then we have to travel to shop...or have babies.   

$74000 is a reasonable income...but its still hard to support a family on one income if you have a large mortgage. We earn a little more than that with me working part time but we are paying at least half our earnings in mortgages (we have a rental property that we need to top up). We are managing...JUST.

The thing I dont like about WFF is that when Tom was born, DH was earning minimum wage (we had just returned from overseas and its all he could get at the time) so we were literally on bones of our arse. We were entitled to WFF....it was great..it got us through the tough patch. However, then he got a "real" job and I contacted IRD who adjusted our amount...fair enough...but that made things harder. Then I started working part time as we really needed more money...so our WFF stopped. Fair enough....BUT......then we had to pay it all back as over the whole year we had earnt too much. I think that sucks!!!
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Raspberryjam View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Raspberryjam Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 10:08am
I think when you get used to a certain income level its hard no matter how much it is when you loose one wage. We certainly arent rich or splashy with our money, And would gladly leave auckland if DH could get a job in a smaller city

It will be an income thing yes lilfatty, all thought the more kids you have the more you are entitled too
According to the website I just checked it again, we will get a little when our new babe is born . Its also harder when you are self employed, but you can register, and you may get a smidge at the end of the year once you dh's income is assessed.
http://lilypie.com]
http://lilypie.com]
http://lilypie.com]
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FreeSpirit View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote FreeSpirit Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 10:15am
Wow - 74000! Thanks to a recent change of circumstance, I'm on 14000 a year...
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emz View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote emz Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 10:16am
Wow yes I consider that high for a one-income household too! We are on 20k less than that, and I work part-time

Isn't the 'average' wage about 40-45k or something?
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lilfatty View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lilfatty Quote  Post ReplyReply Direct Link To This Post Posted: 25 January 2010 at 10:23am
RaspberryJam - we are only entitled to WFF this year as I took maternity leave (so was earning nothing) so my income was drastically reduced for this financial year, otherwise we would not be eligable.

Now that we have two kiddies, we will be entitled to WFF in the next financial year, however it will be a very small amount (but better than the nothing we were getting)
Mummy to Issy (3) and Elias (18 months)

I did it .. 41 kgs gone! From flab to fab in under a year LFs weight blog
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