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Genevieve
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Joined: 17 September 2009
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Topic: Working for Families Posted: 25 January 2010 at 5:17am |
Hiya, im working part-time, DH works full time (self employed) and I am also a full time student.
I can get maternity leave, but I was wondering about tax credits and accommodation supplement.
It seems that because I am studying, we are not entitled to any of this (just going by the websites calculator)
does anyone have any experience?
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lilfatty
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Joined: 22 August 2007
Location: Waitakere
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Posted: 25 January 2010 at 7:22am |
I work fulltime and my partner is a fulltime student, because he is not eligable for any student subsidies because of my income, while I was off work on maternity leave we could claim accomodation supplement (we cant now as I earn above the theashold because im back at work).
So it depends on your personal situation if you can or not
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_H_
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Joined: 28 September 2009
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Posted: 25 January 2010 at 8:38am |
Hi Genevieve. because you are a fulltime student you need to go through studylink to check what you are entitled. you may be able to get some student allowance and/or accommodation supplement. your entitlment will be worked out on your joint income
ring up studylink and have a chat to them- if your like me its much easier to talk to someone them to go on the website! Oh and i used to work for studylink that how i know all this
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minik8e
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Location: Taranaki
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Posted: 25 January 2010 at 8:40am |
Why is it that if one of you is a student, and one works full-time, are you no longer eligible for WFF? I don't get that. You still meet all the requirements for WFF.
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Raspberryjam
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Joined: 07 November 2007
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Posted: 25 January 2010 at 9:12am |
Hi, we are in the same boat, we get nothing from anyone, not even WFF, as my husband works fulltime even though Im a stay at home mum.
If you are above the threshold you are deemed rich end of story!!
I was going to uni this year (until we made another baby) and still nothing available - even childcre costs werent covered. Spoke to study link, IRD and WINZ - not a cent !!
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Bobbie
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Posted: 25 January 2010 at 9:13am |
I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.
Silly though since we're basically using the WFF money to do it
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lilfatty
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Posted: 25 January 2010 at 9:16am |
minik8e wrote:
Why is it that if one of you is a student, and one works full-time, are you no longer eligible for WFF? I don't get that. You still meet all the requirements for WFF. |
We get WFF and SD studies full time ..
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Bizzy
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Posted: 25 January 2010 at 9:25am |
Raspberryjam wrote:
If you are above the threshold you are deemed rich end of story!!
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The thresholds are quite high though!
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minik8e
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Posted: 25 January 2010 at 9:34am |
Bobbie wrote:
I think if you're getting study help then it is hard to get the WFF. DH is off study at the moment until we can afford to pay for his papers outright because of this.
Silly though since we're basically using the WFF money to do it  |
This is what I found, so I elected not to get a Student Allowance or any study help other than a student loan. We are well under the threshold too.
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Raspberryjam
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Posted: 25 January 2010 at 9:49am |
The threshold is $74000 ish, not that high really when you live in auckland
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Bizzy
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Posted: 25 January 2010 at 9:50am |
raspberryjam i consider that quite high!
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Raspberryjam
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Posted: 25 January 2010 at 9:54am |
Bizzy wrote:
raspberryjam i consider that quite high!  |
Really! Ok well I dont know other people live then. It works out just over $4 k a month, thats not much is it?
PS - if we didnt live in auckland it would be brilliant!!
Edited by Raspberryjam
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lilfatty
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Posted: 25 January 2010 at 9:58am |
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lilfatty
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Posted: 25 January 2010 at 9:59am |
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Bizzy
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Posted: 25 January 2010 at 10:00am |
maybe its just high cause its not what i am used to...
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peanut butter
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Posted: 25 January 2010 at 10:03am |
Raspberryjam wrote:
Bizzy wrote:
raspberryjam i consider that quite high!  |
Really! Ok well I dont know other people live then. It works out just over $4 k a month, thats not much is it?
PS - if we didnt live in auckland it would be brilliant!! |
No it wouldnt  Central Otago is hideously expensive. Our house prices are high (comparable to Auckland), our fuel costs are high, our food prices are high, our power....dont even get me started....and then we have to travel to shop...or have babies.
$74000 is a reasonable income...but its still hard to support a family on one income if you have a large mortgage. We earn a little more than that with me working part time but we are paying at least half our earnings in mortgages (we have a rental property that we need to top up). We are managing...JUST.
The thing I dont like about WFF is that when Tom was born, DH was earning minimum wage (we had just returned from overseas and its all he could get at the time) so we were literally on bones of our arse. We were entitled to WFF....it was great..it got us through the tough patch. However, then he got a "real" job and I contacted IRD who adjusted our amount...fair enough...but that made things harder. Then I started working part time as we really needed more money...so our WFF stopped. Fair enough....BUT......then we had to pay it all back as over the whole year we had earnt too much. I think that sucks!!!
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Raspberryjam
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Posted: 25 January 2010 at 10:08am |
I think when you get used to a certain income level its hard no matter how much it is when you loose one wage. We certainly arent rich or splashy with our money, And would gladly leave auckland if DH could get a job in a smaller city
It will be an income thing yes lilfatty, all thought the more kids you have the more you are entitled too
According to the website I just checked it again, we will get a little when our new babe is born . Its also harder when you are self employed, but you can register, and you may get a smidge at the end of the year once you dh's income is assessed.
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FreeSpirit
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Posted: 25 January 2010 at 10:15am |
Wow - 74000! Thanks to a recent change of circumstance, I'm on 14000 a year...
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emz
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Posted: 25 January 2010 at 10:16am |
Wow yes I consider that high for a one-income household too! We are on 20k less than that, and I work part-time
Isn't the 'average' wage about 40-45k or something?
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lilfatty
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Posted: 25 January 2010 at 10:23am |
RaspberryJam - we are only entitled to WFF this year as I took maternity leave (so was earning nothing) so my income was drastically reduced for this financial year, otherwise we would not be eligable.
Now that we have two kiddies, we will be entitled to WFF in the next financial year, however it will be a very small amount (but better than the nothing we were getting)
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I did it .. 41 kgs gone! From flab to fab in under a year LFs weight blog
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